Merced County property record for 705 Gamay Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 2003 |
| Lot Size | 0.177 acres (7,713 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2014) |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-622-020-000 |
| Primary APN | 082-622-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 1,913 sqft |
| 1st Floor Area | 1,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 7,713 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 082-622-020 |
|---|---|
| Street Address | 705 GAMAY CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-6373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE VINEYARD UNIT NO 10 LOT 565 |
| Legal Subdivision | VINEYARD |
| Legal Lot Number | 565 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2203 |
705 Gamay Ct is owned and occupied by an individual who bought it in July 2014.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 GAMAY CT, LOS BANOS, CA 93635-6373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2014 · Amount on File |
| Deed Sale | Jul 9, 2014 · Amount on File |
| Prior Sale | Mar 28, 2003 · Amount on File |
| Deed Document Number | 201420711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 705 GAMAY CT, LOS BANOS, CA 93635-6373 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 705 GAMAY CT, LOS BANOS, CA 93635-6373 |
| Document Number | 0000008291 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022008291 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 705 GAMAY CT, LOS BANOS, CA 93635-6373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TSI TITLE COMPANY OF CALIFOR |
| Name | Verified Name |
|---|
| Document Number | 0000033848 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017-033848 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 705 GAMAY CT, LOS BANOS, CA 93635-6373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033757 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019033757 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 705 Gamay Ct was $2,978 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $232,907 (+2%) Land $49,031 Building $183,876 | |
| 2025 | $2,978.00 Homeowner's exemption | $228,341 Land $48,070 Building $180,271 |
| 2023 | $2,804.00 (+2.64%) Homeowner's exemption | $219,476 Land $46,204 Building $173,272 |
| 2022 | $2,732.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 705 Gamay Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 705 Gamay Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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