705 Fulton St, Gillespie, IL 62033 Property Records

Macoupin County property record for 705 Fulton St, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,817 (Aug 2025)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Mortgage + 3 more
APN	`19-13-255-008`

Property Details

APN / Parcel Number

Primary APN	`19-13-255-008`
Alternative APN	`10-003-256-00`

Exterior

Lot Area	7,696 sqft (0.177 acres)
Lot Dimensions	148 ft deep x 104 ft wide

Location & Zoning

Street Address	705 FULTON ST
City	GILLESPIE
State	IL
Zip	62033-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 BLK 15 HENDERSON PLACE
Legal Subdivision	HENDERSON PL ADDN
Legal Block	15
Legal Lot Number	13-14
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	2
Census Block	2009
Census Tract	956900

Owner

Source: Macoupin County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 W SPRUCE ST, BENLD, IL 62009-1558
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT
Aug 23, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	2025619588
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0000616520
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	705 FULTON ST, GILLESPIE, IL 62033-1376
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000559568
Date	Feb 16, 2017
Instrument	559568

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	705 FULTON ST, GILLESPIE, IL 62033-1376
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585522
Date	Sep 28, 2020
Instrument	585522

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	705 FULTON ST, GILLESPIE, IL 62033-1376
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579012
Date	Nov 27, 2019
Instrument	579012

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	705 FULTON ST, GILLESPIE, IL 62033-1376
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591308
Date	Jun 1, 2021
Instrument	591308

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 23, 2018
Property Address	705 FULTON ST, GILLESPIE, IL 62033-1376
Document Number	0000570439
Instrument Date	Aug 17, 2018
Instrument	570439
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FULTON ST, GILLESPIE, IL 62033-1376

Mortgage

Document Number	0000570440
Date	Aug 23, 2018
Instrument	570440

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	East Gillespie Village
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (-24.15%)	$55,615 (+7%) Land $4,513 Building $51,102	$166,845 (+7%) Land $13,539 Building $153,306
2024	$2,650.00 (-5.53%)	$51,977 (+2.55%) Land $4,218 Building $47,759	$155,931 (+2.55%) Land $12,654 Building $143,277
2022	$2,805.00 Homeowner's exemption	$50,683 Land $1,825 Building $48,858	$152,049 Land $5,475 Building $146,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAHO PUBLIC WATER DISTRICT serves 785 people · EPA ID IL1170030
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Madison Communications, Nextlink, Wisper ISP.

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