705 Francis St, Polo, MO 64671 Property Records

Caldwell County property record for 705 Francis St, Polo, MO 64671

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,434 sqft · built 1925
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$163,300 (Jan 2020)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-8-28-1-06-10.00`

Property Details

APN / Parcel Number

Primary APN	`11-8-28-1-06-10.00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,434 sqft Living Area
Attic	Attic
Attic Area	509 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Deck Area	434 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	705 FRANCIS ST
City	POLO
State	MO
Zip	64671-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-55-28 BLK 16 LOT 6 & 7 STOUTIMORE'S ADDITION OF POLO
Legal Range	28
Legal Township	55
Legal Section	28
Legal Subdivision	STOUTIMORE'S ADDITION
Legal Block	16
Legal Lot Number	6,7
Jurisdiction	CALDWELL MO
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1015
Census Tract	950201

Owner

705 Francis St is owned by two individuals who bought it in January 2020.

Source: Caldwell County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 173, POLO, MO 64671-0173
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Deed Document Number	202058646
Deed Book / Page	195 / 6278
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Jan 29, 2020
Property Address	705 FRANCIS ST, POLO, MO 64671-9302
Document Number	195/6278
Book / Page	195 / 6278
Instrument Date	Jan 22, 2020
Instrument	58646
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	MISSOURI SECURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173, POLO, MO 64671-0173

Mortgage

Document Number	58647
Date	Jan 29, 2020
Instrument	58647

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 705 Francis St was $1,522, up 21.9% from the year before.

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Grant Township
Municipality	Polo City
Unified School District	Polo R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (+21.86%)	$20,480 Land $1,520 Building $18,960	$107,820 Land $8,020 Building $99,800
2024	$1,249.00
2023		$17,940 Land $1,520 Building $16,420	$94,430 Land $8,020 Building $86,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Francis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLO PWS serves 575 people · EPA ID MO1010653
Water Source	Purchased groundwater from RAY COUNTY PWSD 3
Last State Inspection	Mar 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20