705 Fitzhugh St, Midland, MI 48640 Property Records

Midland County property record for 705 Fitzhugh St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Dec 2025)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-60-500`

Property Details

APN / Parcel Number

Primary APN	`14-16-60-500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	904 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	86 ft deep x 67 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 FITZHUGH ST
City	MIDLAND
State	MI
Zip	48640-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	BEG 122 FT SW OF E COR BLK L POST ADD TH NW TO NW COR LOT 1 BLK L, S 128.8 FT, SE 41.27 FT TO FITZHUGH ST, NE 67 FT TO BEG.
Legal Subdivision	FT SW OF E COR BLK L POST ADD
Legal Block	L
Legal Lot Number	1
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2027
Census Tract	290100

Owner

705 Fitzhugh St is owned and occupied by an individual who bought it in December 2025.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Quit Claim Deed, Transfer · Conventional Mortgage EXPERT MORTGAGE LENDING LLC
Mar 14, 2024	Warranty Deed, Transfer CROSSROADS TITLE
Mar 14, 2024	Quit Claim Deed, Transfer CROSSROADS TITLE
May 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Jun 14, 2024 · Amount on File
Deed Document Number	202511112
Deed Book / Page	2025 / 11112
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	2025R11112
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 15, 2025
Property Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925
Document Number	2025R11112
Instrument Date	Nov 24, 2025
Instrument	2025R-11112
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925

Mortgage

Document Number	2025R11113
Date	Dec 15, 2025
Instrument	2025R-11113

Lender

Name	EXPERT MORTGAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 14, 2024
Property Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925
Document Number	01670/1400
Book / Page	1670 / 1400
Instrument Date	Mar 4, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N WOODBRIDGE ST # 1, 1, SAGINAW, MI 48602-4165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7707 WINDING CREEK CT, MIDLAND, MI 48642-8011
Investor	Possibly a Property Investor

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 14, 2024
Property Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925
Document Number	01670/1399
Book / Page	1670 / 1399
Instrument Date	Mar 4, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7707 WINDING CREEK CT, MIDLAND, MI 48642-8011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N WOODBRIDGE ST # 1, 1, SAGINAW, MI 48602-4165

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	May 1, 2017
Property Address	705 FITZHUGH ST, MIDLAND, MI 48640-4925
Document Number	01605/1113
Book / Page	1605 / 1113
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 S 3RD ST, FREELAND, MI 48623-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 S 3RD ST, FREELAND, MI 48623-2517
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 705 Fitzhugh St was $3,458, up 6.6% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (-16.67%)	$100,000 (-16.67%)
2025	$3,458.00 (+6.56%)	$60,000	$120,000
2024	$3,245.00
2023		$49,600	$99,200
2022	$2,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Fitzhugh St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 Fitzhugh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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