Monmouth County and Middletown Township property record for 705 First St, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 1984 |
| Lot Size | 0.399 acres (17,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Mar 2021) |
| Tax Bill | $11,419 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00591-0000-00009 |
| Primary APN | 32-00591-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 1,234 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,376 sqft (0.399 acres) |
| Lot Dimensions | 125 ft deep x 139 ft wide |
| Garage Type | Attached |
| Deck Area | 234 sqft |
| Sewer | Connected |
|---|
| Account Number | 752 |
|---|---|
| Street Address | 705 FIRST ST |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | MIDDLETOWN |
| Legal Block | 591 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 FIRST ST, MIDDLETOWN, NJ 07748-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 9, 2021 | Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Dec 23, 2010 · Amount on Record |
| Deed Document Number | 202135965 |
| Deed Book / Page | 9488 / 2548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 705 FIRST ST, MIDDLETOWN, NJ 07748-1258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095764501 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 9576/4501 |
| Instrument | 2022013749 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 9, 2021 |
| Property Address | 705 FIRST ST, MIDDLETOWN, NJ 07748-1258 |
| Document Number | 0094882548 |
| Book / Page | 9488 / 2548 |
| Instrument Date | May 18, 2020 |
| Instrument | 2021035965 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CLEAR TO CLOSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 RAMSEY WAY, 19, LONG VALLEY, NJ 07853-3618 |
| Name | Verified Name |
|---|---|
| Address | 705 FIRST ST, MIDDLETOWN, NJ 07748-1258 |
| Document Number | 2021035966 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021035966 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 1, 2050 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,600 (+10.76%) Land $477,200 Building $306,400 | $783,600 (+10.76%) Land $477,200 Building $306,400 | |
| 2025 | $11,419.00 (+2.66%) | $707,500 (+18.19%) Land $421,200 Building $286,300 | $707,500 (+18.19%) Land $421,200 Building $286,300 |
| 2024 | $11,123.00 (+8.91%) | ||
| 2023 | $598,600 Land $327,200 Building $271,400 | $598,600 Land $327,200 Building $271,400 | |
| 2022 | $10,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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