Oconee County property record for 705 Ferngrove Ct, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,806 sqft · built 2024 |
| Lot Size | 2.32 acres (101,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $39,000 (Jun 2018) |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Aug 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-07-01-001 |
| Primary APN | 165-07-01-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,806 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 101,059 sqft (2.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17595 |
|---|---|
| Street Address | 705 FERNGROVE CT |
| City | SENECA |
| State | SC |
| Zip | 29672-0792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 WATERFORD RIDGE (2.315 AC) |
| Legal Subdivision | WATERFORD RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30602 |
Source: Oconee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 FERNGROVE CT, SENECA, SC 29672-0792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK NA |
| Aug 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA |
| Jun 1, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 201815094 |
| Deed Book / Page | 2366 / 151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 705 FERNGROVE CT, SENECA, SC 29672-0792 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 705 FERNGROVE CT, SENECA, SC 29672-0792 |
| Document Number | 0000004900 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 4610/118 |
| Instrument | 4900 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 705 FERNGROVE CT, SENECA, SC 29672-0792 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000001331 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 4474/347 |
| Instrument | 1331 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Min Rate At Change | 5.37% |
|---|---|
| Max Rate At Change | 9.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 1, 2018 |
| Property Address | SENECA, SC 29672 |
| Document Number | 0023660151 |
| Book / Page | 002366 / 000151 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 E PARK VIEW DR GILMAN IL 609381738, GILMAN, IL 60938-1738 |
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,479.00 | $28,425 (+1,606.18%) Land $1,810 Building $26,615 | $710,620 (+1,606.17%) Land $45,240 Building $665,380 |
| 2023 | $1,666 Land $912 Building $754 | $41,650 Land $22,800 Building $18,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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