Lowndes County property record for 705 Emerald Dr, Columbus, MS 39702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,790 sqft Adjusted Area |
| Lot Size | 12,710 sqft (0.292 acres) |
| Last Sale | $193,382 (2026) |
| Tax Bill | $2,273.00 (2025) |
Source: Lowndes County records · APN 62W120111600
Assessment roll updated October 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1300 DEVERLY LN, COLUMBUS, MS 39703 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 07, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 09, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance TRUSTMARK NATIONAL BANK |
| Apr 16, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 08, 2026 | Special Warranty Deed, Transfer · Building or Construction Mortgage BANKFIRST FINANCIAL SERVICES |
| May 07, 2024 | Warranty Deed, Transfer MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2026 · Amount on Record |
| Deed Sale | Aug 07, 2026 · Amount on Record |
| Prior Sale | Apr 08, 2026 · Amount on Record |
| Deed Book / Page | 2026 / 6025 |
| Prior Transfer Date | Aug 03, 2026 |
| Prior Transfer Doc | 2026006025 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 07, 2026 |
| Property Address | 705 EMERALD DR, COLUMBUS, MS 39702-5533 |
| Document Number | 2026006025 |
| Book / Page | 2026 / 6025 |
| Instrument Date | Aug 03, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2026019230, |
|---|---|
| Date | Aug 07, 2026 |
| Book Page | 2026/19230 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 705 EMERALD DR, COLUMBUS, MS 39702-5533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202214764 |
|---|---|
| Date | Jun 09, 2022 |
| Book Page | 2022/14764 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 705 EMERALD DR, COLUMBUS, MS 39702-5533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020257581 |
|---|---|
| Date | Apr 16, 2025 |
| Book Page | 2025/7581 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jun 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 08, 2026 |
| Property Address | 705 EMERALD DR, COLUMBUS, MS 39702-5533 |
| Document Number | 2026002530 |
| Book / Page | 2026 / 2530 |
| Instrument Date | Mar 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1626 WATER ST, MURFREESBORO, TN 37130-2270 |
| Document Number | 2026007339, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 2026/7339 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 06, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 07, 2024 |
| Property Address | 705 EMERALD DR, COLUMBUS, MS 39702-5533 |
| Document Number | 0020243333 |
| Book / Page | 2024 / 3333 |
| Instrument Date | May 06, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 EMERALD DR, COLUMBUS, MS 39702-5533 |
| Document Number | 0020248350 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 2024/8350 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,273.00 (+1.25%) | $13,916 (+69.73%) | $92,770 (+13.15%) Land $10,000 Building $82,770 |
| 2024 | $2,245.00 (+115.87%) | ||
| 2023 | $1,040.00 Homeowner's exemption | $8,199 | $81,990 Land $10,000 Building $71,990 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 62W120111600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,790 sqft Adjusted Area |
| 1st Floor | 1,532 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,710 sqft (0.292 acres) |
| Depth X Width | 155 ft x 82 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 705 EMERALD DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-5533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT LOT 16 705 EMERALD DR LOT 17 9G |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | EAST EMERALD PART 1 |
| Legal Lot Number | 16,17 |
| Jurisdiction | LOWNDES MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 500 |
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