705 Elmhurst Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 705 Elmhurst Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,254 sqft · built 1966
Lot Size0.352 acres (15,312 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (May 2016)
Tax Bill$3,900 (2025)
Flood ZoneZone X (minimal risk)
APN045030A000

Property Details

APN / Parcel Number

Primary APN045030A000
Alternative APN
  • 6-006B-4012-00-0033.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,254 sqft Living Area
Gross Area3,966 sqft
1st Floor Area2,154 sqft
Basement Area1,260 sqft
Finished Basement1,100 sqft
Unfinished Basement160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,312 sqft (0.352 acres)
Lot Dimensions132 ft deep x 116 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area274 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number045030A000
Street Address705 ELMHURST DR
CitySAINT CHARLES
StateMO
Zip63301-0710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionDUCHESNE HILLS #1 LOT 33
Legal SubdivisionDUCHESNE HILLS #1
Legal Lot Number33
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2014
Census Tract310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address705 ELMHURST DR, SAINT CHARLES, MO 63301-0710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2016 · Amount on Record
Deed SaleMay 17, 2016 · Amount on Record
Prior SaleFeb 18, 2014 · Amount on Record
Deed Document Number201629937
Deed Book / Page6539 / 2146
Prior Transfer DateMay 22, 2008
Prior Transfer Doc0050001536
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,320 (-)$327,998 (-) Land $50,000 Building $277,998
2025$3,900.00 (+1.62%)$62,320 (+4.07%)$327,998 (+4.07%) Land $50,000 Building $277,998
2024$3,838.00
2023$59,881
2022$315,162 Land $50,000 Building $265,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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