705 Elm St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 705 Elm St, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1924
Square Footage	1,638 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$98,000 (2017)
Tax Bill	$1,459.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051-150-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Partial Baths	1 Partial Baths
Building Area	1,638 sqft Living Area
1st Floor	936 sqft 1st Floor
Basement Area	936 sqft Basement
Unfinished Basement	860 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	124 ft x 57 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	288 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	705 ELM ST
City	THREE RIVERS
State	MI
Zip	49093-1420
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 2. POPLAR PLACE SUB-DIV. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST JOSEPH MI
Minor Civil Division	THREE RIVERS
Census Blockgroup	3
Census Block	3018
Census Tract	40100

Owner

Source: St. Joseph County records · APN 051-150-014-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 ELM ST, THREE RIVERS, MI 49093-1420
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Oct 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Mar 04, 2009 · Amount on Record
Deed Book / Page	1889 / 737
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	705 ELM ST, THREE RIVERS, MI 49093-1420
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1889/0925
Date	Oct 20, 2017
Book Page	1889/0925

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 19, 2017
Property Address	705 ELM ST, THREE RIVERS, MI 49093-1420
Document Number	1889/0737
Book / Page	1889 / 0737
Map Reference	LB1 PG24
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$842.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 ELM ST, 705, THREE RIVERS, MI 49093-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 ELM ST, THREE RIVERS, MI 49093-1420

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,800 (+40.43%)	$171,600 (+40.43%)
2025	$1,459.00 (-25.29%) Homeowner's exemption
2023		$61,100 Land $2,600 Building $58,500	$122,200 Land $5,200 Building $117,000
2022	$1,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

705 Elm St, Three Rivers, MI 49093 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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