705 Elm Dr, Centerville, IN 47330 Property Records

Wayne County property record for 705 Elm Dr, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,362 sqft · built 1983
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-01061-00`

Property Details

APN / Parcel Number

Primary APN	`020-01061-00`
Alternative APNs	`89-10-29-140-129.000-007` `312914012900020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	126 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312914012900020
Street Address	705 ELM DR
City	CENTERVILLE
State	IN
Zip	47330-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 179 WILLOWBROOK 3RD SUB DIV (CONTRACT: JASMINE PLOUGH 12-16-20 2020010367)
Legal Subdivision	WILLOWBROOK THIRD ADDITION
Legal Lot Number	179
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2034
Census Tract	10800

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1692 IDLEWILD DR, RICHMOND, IN 47374-1518
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Feb 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK
Nov 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025
Deed Sale	Nov 13, 2025
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20258271
Prior Transfer Date	Nov 10, 2025
Prior Transfer Doc	2025008271
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE IN
Recording Date	Nov 13, 2025
Property Address	705 ELM DR, CENTERVILLE, IN 47330-1548
Document Number	2025008271
Map Reference	MB 12 PG 33
Instrument Date	Nov 13, 2025
Instrument	2025008271
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 IDLEWILD DR, RICHMOND, IN 47374-1518

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	705 ELM DR, CENTERVILLE, IN 47330-1548
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019001127
Date	Feb 7, 2019
Instrument	2019001127

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	705 ELM DR, CENTERVILLE, IN 47330-1548
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019006826
Date	Aug 26, 2019
Instrument	2019006826

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 17, 2020
Property Address	705 ELM DR, CENTERVILLE, IN 47330-1548
Document Number	2020009487
Instrument Date	Nov 10, 2020
Instrument	2020009487
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020009488
Date	Nov 17, 2020
Instrument	2020009488

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 (+4.35%)	$141,400 (+16%) Land $15,000 Building $126,400	$141,400 (+16%) Land $15,000 Building $126,400
2024	$1,219.00 (+6.74%)	$121,900 (+7.88%) Land $12,700 Building $109,200	$121,900 (+7.88%) Land $12,700 Building $109,200
2023		$113,000 (-1.05%) Land $11,600 Building $101,400	$113,000 (-1.05%) Land $11,600 Building $101,400
2022	$1,142.00 Homeowner's exemption	$114,200 Land $11,600 Building $102,600	$114,200 Land $11,600 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC.

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