705 E Three Notch St, Andalusia, AL 36420 Property Records

Covington County property record for 705 E Three Notch St, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,036 sqft · built 1920
Lot Size	0.502 acres (21,870 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Sep 2019)
Tax Bill	$755 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-13-04-17-4-403-005.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-04-17-4-403-005.000`
Alternative APNs	`13041744030050000` `1304174403005000` `23388180`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	21,870 sqft (0.502 acres)
Lot Dimensions	243 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23388180
Street Address	705 E THREE NOTCH ST
City	ANDALUSIA
State	AL
Zip	36420-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2019/16412 JSD 9/3/19 BEG @ INT N R/W EAST THREE NOTCH ST WITH E R/W 4TH AVE IN SE4 OF SEC 17 T4N R16E; TH E-111'(S)
Legal Range	16E
Legal Township	04N
Legal Section	17
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	3
Census Block	3042
Census Tract	962000

Owner

705 E Three Notch St is owned and occupied by an individual who bought it in September 2019.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	705 E THREE NOTCH ST, ANDALUSIA, AL 36420-4003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Line of Credit INDEPENDENT BANK
Sep 18, 2019	Special Warranty Deed, Transfer
Jul 1, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Book / Page	2019 / 16412
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jul 17, 2026
Property Address	705 E THREE NOTCH ST, ANDALUSIA, AL 36420-4003
Document Number	2026016357
Book / Page	2026 / 16357
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	705 E THREE NOTCH ST, ANDALUSIA, AL 36420-4003
Investor	Possibly a Property Investor

Mortgage

Document Number	2026016360,
Date	Jul 17, 2026
Book Page	2026/16360

Lender

Name	INDEPENDENT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 18, 2019
Property Address	705 E THREE NOTCH ST, ANDALUSIA, AL 36420-4003
Document Number	2019/16412
Book / Page	2019 / 16412
Instrument Date	Sep 3, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 BRIDGE RIDGE CANE, ANDALUSIA, AL 36420

July 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	COVINGTON AL
Recording Date	Jul 1, 2019
Property Address	705 E THREE NOTCH ST, ANDALUSIA, AL 36420-4003
Document Number	2019/11559
Book / Page	2019 / 11559
Instrument Date	Jun 26, 2019
Transaction Type	Foreclosure
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Tax Assessment & Valuation

The 2025 property tax bill for 705 E Three Notch St was $755 with a homeowner's exemption, up 7.4% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 (+7.4%) Homeowner's exemption	$41,748 (+116.99%) Land $4,680 Building $37,068	$208,740 (+8.5%) Land $23,400 Building $185,340
2024	$703.00 (+6.52%) Homeowner's exemption	$19,240 (+6.02%) Land $2,340 Building $16,900	$192,380 (+6.01%) Land $23,400 Building $168,980
2023	$660.00 (+14.78%) Homeowner's exemption	$18,148 (+13.65%) Land $2,340 Building $15,808	$181,480 (+13.65%) Land $23,400 Building $158,080
2022	$575.00 Homeowner's exemption	$15,968 Land $2,340 Building $13,628	$159,680 Land $23,400 Building $136,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 E Three Notch St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 E Three Notch St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BuzzBroadband, C Spire Wireless.

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