705 E Main St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 705 E Main St, Montezuma, IA 50171 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,508 sqft · built 1900
Lot Size	0.231 acres (10,065 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2021)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1435700`

Property Details

APN / Parcel Number

Primary APN	`1435700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	420 sqft
Unfinished Basement	420 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,065 sqft (0.231 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	705 E MAIN ST
City	MONTEZUMA
State	IA
Zip	50171-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMSLIES LOT 2 EX N 128' & ALL LOT 7 BLOCK 2
Legal Subdivision	EMSLIES FIRST ADDITION
Legal Block	2
Legal Lot Number	2,7
Jurisdiction	POWESHIEK IA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3039
Census Tract	370500

Owner

Source: Poweshiek County records · APN 1435700

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 E MAIN ST, MONTEZUMA, IA 50171-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	20214457
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	705 E MAIN ST, MONTEZUMA, IA 50171-1043
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104459
Date	Nov 22, 2021
Instrument	2021-04459

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 05, 2028

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	705 E MAIN ST, MONTEZUMA, IA 50171-1043
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104458
Date	Nov 22, 2021
Instrument	2021-04458

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 05, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.88%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Poweshiek County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Montezuma City
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,396.00 Homeowner's exemption	$204,930 (+18.07%) Land $15,000 Building $189,930	$204,930 (+18.07%) Land $15,000 Building $189,930
2024	$2,396.00 (+1.53%)
2023		$173,560 Land $13,330 Building $160,230	$173,560 Land $13,330 Building $160,230
2022	$2,360.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Poweshiek County (19157C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mahaska Communication Group	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
Uniti Group	Cable	1,000 / 25
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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