705 E Main St, Elk Point, SD 57025 Property Records

Union County property record for 705 E Main St, Elk Point, SD 57025 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1951
Square Footage1,080 sqft Living Area
Lot Size10,575 sqft (0.243 acres)
OccupancyOwner Occupied
Last Sale$126,000 (2021)
Tax Bill$2,533.00 (2025)

Property Details

APN / Parcel Number

Primary APN03.05.27.1040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,080 sqft Living Area
Basement Area720 sqft Basement
Finished Basement720 sqft Finished
Unfinished Basement720 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area10,575 sqft (0.243 acres)
Depth X Width141 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address705 E MAIN ST
CityELK POINT
StateSD
Zip57025-2101
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE1/2 LOT 12,LOTS 13 & 14 & W1/2 LOT 15 BLK 27 W & H ADD E P CITY
Legal SubdivisionW & H ADD
Legal Block27
Legal Lot Number12-15
Legal Unit2
JurisdictionUNION SD
Minor Civil DivisionELK POINT
Census Blockgroup3
Census Block3016
Census Tract20200

Owner

Source: Union County records · APN 03.05.27.1040

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 E MAIN ST, ELK POINT, SD 57025-2101
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2005Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
USDA
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
SECURITY NATIONAL BANK OF SOUTH DAKOTA
May 21, 2021Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL BANK OF SOUTH DAKOTA
Jul 16, 2018Warranty Deed, Transfer · Conventional Mortgage
LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on May 07, 2021
  • Deed Sale Price on May 07, 2021
  • Prior Sale Amount on Jul 16, 2018
Record RefreshedJun 08, 2026

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address705 E MAIN ST, ELK POINT, SD 57025-2101
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00146/1261
DateOct 14, 2005
Book Page146/1261
Instrument055100
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term396 Months
DueOct 13, 2038

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address705 E MAIN ST, ELK POINT, SD 57025-2101
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000178/574
DateMay 28, 2021
Book Page178/574
Instrument212618
Lender
NameSECURITY NATIONAL BANK OF SOUTH DAKOTA
TypeBank
Address57019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateMay 21, 2021
Property Address705 E MAIN ST, ELK POINT, SD 57025-2101
Document Number000111/297
Book / Page111 / 297
Instrument DateMay 07, 2021
Instrument212494
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E MAIN ST, ELK POINT, SD 57025-2101

Mortgage

Document Number000178/543
DateMay 24, 2021
Book Page178/543
Instrument212518
Lender
NameSECURITY NATIONAL BANK OF SOUTH DAKOTA
TypeBank
AddressSIOUX FALLS, SD 57109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJul 16, 2018
Property Address705 E MAIN ST, ELK POINT, SD 57025-2101
Document Number00108/0459
Book / Page108 / 0459
Instrument DateJun 22, 2018
Instrument182916
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 QUINIELA DR APT 115, 115, NORTH SIOUX CITY, SD 57049-5347

Mortgage

Document Number0000182917
DateJul 16, 2018
Instrument182917
Lender
NameLIBERTY NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,533.00 (+7.42%)$152,024 (+8.64%) Land $18,882 Building $133,142
2024$2,358.00 (-2.48%)
2023$2,418.00 (+9.12%)$139,938 Land $18,882 Building $121,056
2022$2,216.00

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