705 E Elm St, Fairbury, IL 61739 Property Records

Livingston County property record for 705 E Elm St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,029 sqft · built 1932
Lot Size	0.775 acres (33,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Sep 2021)
Tax Bill	$8,075 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-25-02-363-004`

Property Details

APN / Parcel Number

Primary APN	`25-25-02-363-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Basement Area	228 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Roof Material	Asphalt
Lot Area	33,750 sqft (0.775 acres)
Lot Dimensions	150 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	728 sqft

Location & Zoning

Street Address	705 E ELM ST
City	FAIRBURY
State	IL
Zip	61739-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 02 363 004 LOT 225 X 150 W1/2 LOT 3 & ALL LOTS 4-7 BLK 12 ATKINS ADD
Legal Subdivision	ATKINS ADD
Legal Block	12
Legal Lot Number	3-7
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4060
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 E ELM ST, FAIRBURY, IL 61739-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	20214420
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Dec 3, 2025
Property Address	705 E ELM ST, FAIRBURY, IL 61739-1323
Document Number	2025R05225
Instrument Date	Dec 1, 2025
Instrument	2025R-05225
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N 10TH ST, FAIRBURY, IL 61739-1374

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 E ELM ST, FAIRBURY, IL 61739-1323

Mortgage

Document Number	2025R05226
Date	Dec 3, 2025
Instrument	2025R-05226

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.87%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 2, 2021
Property Address	705 E ELM ST, FAIRBURY, IL 61739-1323
Document Number	2021R04420
Instrument Date	Aug 31, 2021
Instrument	2021R-04420
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 N 2ND ST, 502, FAIRBURY, IL 61739-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E ELM ST, FAIRBURY, IL 61739-1323

Mortgage

Document Number	2021R04421
Date	Sep 2, 2021
Instrument	2021R-04421

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	705 E ELM ST, FAIRBURY, IL 61739-1323
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02001
Date	May 22, 2020
Instrument	2020R-02001

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,075.00 (+7.62%)	$95,955 (+9.6%) Land $21,533 Building $74,422	$287,865 (+9.6%) Land $64,599 Building $223,266
2024	$7,503.00 Homeowner's exemption	$87,550 Land $19,647 Building $67,903	$262,650 Land $58,941 Building $203,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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