705 E Benton St, Winterset, IA 50273 Property Records

Madison County property record for 705 E Benton St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1930
Lot Size	0.313 acres (13,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (May 2026)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`820003502040000`

Property Details

APN / Parcel Number

Primary APN	`820003502040000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,640 sqft (0.313 acres)
Lot Dimensions	110 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	705 E BENTON ST
City	WINTERSET
State	IA
Zip	50273-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & 14 BLOCK 2 DANFORTH'S SECOND
Legal Subdivision	DANFORTHS 2ND ADDITION
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2016
Census Tract	60200

Owner

Source: Madison County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2980 187TH ST, PROLE, IA 50229-8519
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Line of Credit FARMERS MERCHANTS STATE BANK
May 19, 2026	Warranty Deed, Transfer · Line of Credit FARMERS MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jan 13, 2012 · Amount on Record
Deed Document Number	20261392
Deed Book / Page	2026 / 1392
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	May 19, 2026
Property Address	705 E BENTON ST, WINTERSET, IA 50273-1321
Document Number	0000001392
Book / Page	2026 / 1392
Instrument Date	May 18, 2026
Instrument	20261392
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$11,231.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 187TH ST, PROLE, IA 50229-8519

Mortgage

Document Number	0000001393,
Date	May 19, 2026
Instrument	20261393

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	May 19, 2026
Property Address	705 E BENTON ST, WINTERSET, IA 50273-1321
Document Number	02026/1392
Book / Page	2026 / 1392
Instrument Date	May 18, 2026
Instrument	20261392
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$11,231.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 187TH ST, PROLE, IA 50229-8519

Mortgage

Document Number	0000001393,
Date	May 19, 2026
Instrument	20261393

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00	$98,700 (+16.8%) Land $32,100 Building $66,600	$98,700 (+16.8%) Land $32,100 Building $66,600
2024	$1,654.00 (+9.54%)
2023		$84,500 Land $18,000 Building $66,500	$84,500 Land $18,000 Building $66,500
2022	$1,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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