Lake County property record for 705 E Bayou Ct, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,666 sqft · built 2003 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,500 (Sep 2004) |
| Tax Bill | $5,617 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-302-039 |
| Primary APN | 05-23-302-039 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 777 sqft |
| Upper Floors Area | 889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|
| Street Address | 705 E BAYOU CT |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHASE III OF CAMBRIDGE AT HOLIDAY PARK SUBDIVISION; LOT 115 |
| Legal Subdivision | PHASE III OF CAMBRIDGE AT HOLIDAY PARK S |
| Legal Phase | 3 |
| Legal Lot Number | 115 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 860906 |
705 E Bayou Ct is owned and occupied by an individual who bought it in September 2004.
Source: Lake County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2004 · Amount on File |
| Deed Sale | Sep 30, 2004 · Amount on File |
| Deed Document Number | 20045655049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 29, 2026 |
| Property Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Document Number | 0008184873 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20268184873 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Document Number | 0008184873, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20268184873 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 23, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0008135746 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 8135746 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate | 6.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Document Number | 0007908104 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 7908104 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Document Number | 0007777398 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 7777398 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Document Number | 0007569487 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 705 E BAYOU CT FOX LAKE IL 600202122, FOX LAKE, IL 60020-2122 |
| Document Number | 0007569487 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 7569487 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 705 E BAYOU CT, FOX LAKE, IL 60020-2122 |
| Document Number | 0007381329 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 705 E BAYOU CT FOX LAKE IL 600202122, FOX LAKE, IL 60020-2122 |
| Document Number | 0007381329 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 7381329 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Big Hollow School District 38 (KG - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,817 Land $10,518 Building $87,299 | $293,480 Land $31,557 Building $261,923 | |
| 2024 | $5,617.00 (-18.71%) | ||
| 2023 | $6,910.00 (-4.64%) | $85,340 (-0.23%) Land $9,177 Building $76,163 | $256,046 (-0.23%) Land $27,534 Building $228,512 |
| 2022 | $7,246.00 | $85,539 Land $7,941 Building $77,598 | $256,642 Land $23,825 Building $232,817 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 705 E Bayou Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 E Bayou Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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