705 E 7th St, Loveland, CO 80537 Property Records

Larimer County property record for 705 E 7th St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,980 sqft · built 1901
Lot Size	0.31 acres (13,492 sqft)
Owner	Individual Name on File
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95134-06-001`

Property Details

APN / Parcel Number

Primary APN	`95134-06-001`
Alternative APN	`R0389404`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	392 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Lot Area	13,492 sqft (0.31 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0389404
Street Address	705 E 7TH ST
City	LOVELAND
State	CO
Zip	80537-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	LOTS 1 THRU 4, BLK 1, FOX, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	FOX
Legal Block	1
Legal Lot Number	1-4
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3019
Census Tract	1711

Owner

705 E 7th St is owned and occupied by an individual who acquired it in September 2021.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	705 E 7TH ST, LOVELAND, CO 80537-4905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Beneficiary Deed, Transfer · Commercial Mortgage THIRD COAST BANK SSB
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1993
Deed Sale	Mar 1, 1993
Last Transfer Date	Sep 1, 2021
Transfer Doc	0000083738
Record Updated	Sep 20, 2026

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 7, 2021
Property Address	705 E 7TH ST, LOVELAND, CO 80537-4905
Document Number	0000083738
Instrument Date	Sep 1, 2021
Instrument	20210083738
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14061 COLORADO BLVD # C, C, BRIGHTON, CO 80602-7870

Mortgage

Document Number	0000083912
Date	Sep 7, 2021
Instrument	20210083912

Lender

Name	THIRD COAST BANK SSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 E 7TH ST, LOVELAND, CO 80537-4905
Document Number	0000030899
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E 7TH ST LOVELAND CO 805374905, LOVELAND, CO 80537-4905

Mortgage

Document Number	0000030899
Date	Jun 7, 2019
Instrument	30899

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 705 E 7th St was $2,457, up 10.2% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+10.23%)	$34,988 Land $2,063 Building $32,925	$559,800 Land $33,000 Building $526,800
2024	$2,229.00 (+3.67%)
2023	$2,150.00 (+32.06%)	$38,324 (+39.81%) Land $2,211 Building $36,113	$572,000 (+45.03%) Land $33,000 Building $539,000
2022	$1,628.00	$27,411 Land $2,294 Building $25,117	$394,400 Land $33,000 Building $361,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 E 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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