705 E 3rd St N, Ladysmith, WI 54848 Property Records

Rusk County property record for 705 E 3rd St N, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Lot Size0.001 acres (44 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Sep 2023)
Tax Bill$5,978 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN246-02379-0000

Property Details

APN / Parcel Number

Primary APN246-02379-0000

Exterior

Lot Area44 sqft

Location & Zoning

Street Address705 E 3RD ST N
CityLADYSMITH
StateWI
Zip54848-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMENASHA WOODENWARE COS 3RD ADD LOTS 2 & 3 BLOCK 6 & LOTS 4 & 5 EX S 84 BLOCK 6 DOCUMENT # 368484
Legal Range06W
Legal Township35N
Legal Section34
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionMENASHA WOODENWARE CO 3RD ADD
Legal Block6
Legal Lot Number2-5
JurisdictionRUSK WI
Township / Civil DivisionLADYSMITH
Census Block Group1
Census Block1036
Census Tract960500

Owner

705 E 3rd St N is owned and occupied by an individual who bought it in September 2023.

Source: Rusk County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address705 E 3RD ST N, LADYSMITH, WI 54848-1558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Warranty Deed, Transfer · Conventional Mortgage
LADYSMITH FEDERAL S & L
Nov 10, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2023 · Amount on File
Deed SaleSep 21, 2023 · Amount on File
Prior SaleNov 10, 2022 · Amount on File
Deed Document Number368484
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUSK WI
Recording DateSep 21, 2023
Property Address705 E 3RD ST N, LADYSMITH, WI 54848-1558
Document Number0000368484
Map ReferenceDOC 365949
Instrument DateSep 1, 2023
Instrument368484
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$681.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressW7660 US HIGHWAY 8, LADYSMITH, WI 54848-9525

Mortgage

Document Number0000368485
DateSep 21, 2023
Instrument368485
Lender
NameLADYSMITH FEDERAL S & L
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number0000368486
DateSep 21, 2023
Instrument368486
Lender
NameLADYSMITH FEDERAL S & L
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUSK WI
Recording DateNov 10, 2022
Property Address705 E 3RD ST N, LADYSMITH, WI 54848-1558
Document Number0000365949
Map ReferenceDOC 361675
Instrument DateOct 5, 2022
Instrument365949
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 N 4TH ST, SUPERIOR, WI 54880-1068

Tax Assessment & Valuation

The 2025 property tax bill for 705 E 3rd St N was $5,978 with a homeowner's exemption.

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
MunicipalityLadysmith City
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,978.00 Homeowner's exemption$203,000 Land $21,500 Building $181,500$346,800
2023Additional exemption filed
2022Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 E 3rd St N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1994)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 E 3rd St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADYSMITH WATERWORKS
serves 3,184 people · EPA ID WI8550131
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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