705 E 12th St, Vinton, IA 52349 Property Records

Benton County property record for 705 E 12th St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,606 sqft · built 1885
Lot Size	0.176 acres (7,656 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2025)
Tax Bill	$1,810 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24071225`

Property Details

APN / Parcel Number

Primary APN	`24071225`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
1st Floor Area	336 sqft
Basement Area	476 sqft
Unfinished Basement	336 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,656 sqft (0.176 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 E 12TH ST
City	VINTON
State	IA
Zip	52349-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPAULDINGS ADD LOT 6 BLK 1
Legal Subdivision	SPAULDINGS
Legal Block	1
Legal Lot Number	6
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	3
Census Block	3139
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 E 12TH ST, VINTON, IA 52349-2157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage HILLS BANK AND TRUST CO
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage GREEN STATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	20251181
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Apr 9, 2025
Property Address	705 E 12TH ST, VINTON, IA 52349-2157
Document Number	0000251181
Instrument Date	Mar 25, 2025
Instrument	25-1181
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E 12TH ST, VINTON, IA 52349-2157

Mortgage

Document Number	0000251182
Date	Apr 9, 2025
Instrument	25-1182

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Nov 6, 2020
Property Address	705 E 12TH ST, VINTON, IA 52349-2157
Document Number	0000204980
Instrument Date	Oct 7, 2020
Instrument	20-4980
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E 12TH ST, VINTON, IA 52349-2157

Mortgage

Document Number	0000204981
Date	Nov 6, 2020
Instrument	20-4981

Lender

Name	GREEN STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,810.00 (+2.72%)	$112,900 (-) Land $14,500 Building $98,400	$112,900 (-) Land $14,500 Building $98,400
2025	$1,762.00 Homeowner's exemption	$112,900 (+8.25%) Land $14,500 Building $98,400	$112,900 (+8.25%) Land $14,500 Building $98,400
2024	$1,762.00 (+5.26%)
2023		$104,300 (+20.3%) Land $14,500 Building $89,800	$104,300 (+20.3%) Land $14,500 Building $89,800
2022	$1,674.00 Homeowner's exemption	$86,700 Land $11,600 Building $75,100
2021			$86,700 Land $11,600 Building $75,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2008–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, USA Communications.

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