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705 E 12th St, Duluth, MN 55805 Property Records

St. Louis County property record for 705 E 12th St, Duluth, MN 55805 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage972 sqft Gross Area
Lot Size3,010 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2023)
Tax Bill$2,582.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-0470-01300
Alternative APNs
  • 1048030
  • 1154386

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area972 sqft Gross Area
1st Floor664 sqft 1st Floor
Basement Area250 sqft Basement
Finished Basement250 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleBungalow Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area3,010 sqft (0.069 acres)
Garage Area110 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area50 sqft Deck
Porch1 Porch
Porch Area95 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1154386
Street Address705 E 12TH ST
CityDULUTH
StateMN
Zip55805-1412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 20 BLOCK:004 SERIAL #
Legal SubdivisionCHAMBERS SECOND DIVISION OF DULUTH
Legal Block4
Legal Lot Number20
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup3
Census Block3013
Census Tract900

Owner

Source: St. Louis County records · APN 010-0470-01300

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 E 12TH ST, DULUTH, MN 55805-1412
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP
Mar 22, 2018Warranty Deed, Transfer
STEWART TITLE
Mar 22, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK
May 09, 2017Dual Purpose Document, Transfer
DENNIS E & PATRICIA D ELSENRATH
Apr 04, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Prior SaleMar 22, 2018 · Amount on Record
Deed Doc Number20231072120
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 11, 2023
Property Address705 E 12TH ST, DULUTH, MN 55805-1412
Document Number0001072120
Instrument DateAug 31, 2023
Instrument1072120
Transaction TypeTransfer
Record UpdatedOct 05, 2023
Title CompanyNOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$676.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address705 E 12TH ST, DULUTH, MN 55805-1412

Mortgage

Document Number0001072121
DateSep 11, 2023
Instrument1072121
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 22, 2018
Property Address705 E 12TH ST, DULUTH, MN 55805-1412
Document Number000T996161
Instrument DateMar 22, 2018
InstrumentT996161
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$387.20

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E 12TH ST DULUTH MN 558051412, DULUTH, MN 55805-1412

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 22, 2018
Property Address705 E 12TH ST, DULUTH, MN 55805-1412
Document Number000T996162
Instrument DateMar 20, 2018
InstrumentT996162
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$399.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E 12TH ST DULUTH MN 558051412, DULUTH, MN 55805-1412

Mortgage

Document NumberT996163
DateMar 22, 2018
InstrumentT996163
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 21, 2048
Interest
Rate TypeAdjustable Rate

May 2017: Dual Purpose Document, Transfer

Document TypeDual Purpose Document
JurisdictionST LOUIS MN
Recording DateMay 09, 2017
Property Address705 E 12TH ST, DULUTH, MN 55805-1412
Instrument DateApr 27, 2017
InstrumentT984689
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$387.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E 12TH ST DULUTH MN 558051412, DULUTH, MN 55805-1412

Mortgage

Document Number000T984689
DateMay 09, 2017
InstrumentT984689
Lender
NameDENNIS E & PATRICIA D ELSENRATH
Address8206 OAK ST, CUSTER, WI 54423-9420
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term300 Months
DueMay 08, 2042
Interest
Rate TypeFixed Rate
Rate2.74%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 04, 2017
Property Address705 E 12TH ST, DULUTH, MN 55805-1412
Document Number000T983626
Instrument DateMar 23, 2017
InstrumentT983626
Transaction TypeTransfer
Record UpdatedApr 24, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$343.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address8206 OAK ST CUSTER WI 544239420, CUSTER, WI 54423-9420

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,582.00 (+0.23%)
2025$2,576.00 (+26.65%)$179,200 (-4.02%) Land $15,000 Building $164,200$179,200 (-4.02%) Land $15,000 Building $164,200
2024$186,700 (+20.14%) Land $16,100 Building $170,600$186,700 (+20.14%) Land $16,100 Building $170,600
2023$2,034.00 Homeowner's exemption
2022$155,400 Land $18,000 Building $137,400$155,400 Land $18,000 Building $137,400

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