705 Dungeness, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 705 Dungeness, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,189 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$633,250 (Oct 2020)
Tax Bill	$9,088 (2026)
Deeds & Mortgages	May 2017 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-08875`

Property Details

APN / Parcel Number

Primary APN	`04-08875`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,189 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Stucco
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	851 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	744 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 DUNGENESS
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	705 HAMPTON PLANT P-2
Legal Subdivision	0007-00
Legal Phase	2
Legal Block	15
Legal Lot Number	14
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1002
Census Tract	302

Owner

705 Dungeness is owned and occupied by two individuals who bought it in October 2020.

Source: Glynn County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 DUNGENESS, SAINT SIMONS ISLAND, GA 31522-5461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 2, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	20204748
Deed Book / Page	4315 / 102
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	705 DUNGENESS, ST SIMONS ISLAND, GA 31522-5461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037460252
Date	May 25, 2017
Book Page	3746/252
Instrument	632017006010

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Nov 2, 2020
Property Address	705 DUNGENESS, ST SIMONS ISLAND, GA 31522-5461
Document Number	0043150102
Book / Page	004315 / 000102
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 DUNGENESS ST SIMONS ISLAND GA 315225461, ST SIMONS ISLAND, GA 31522-5461

Mortgage

Document Number	43150104
Date	Nov 2, 2020
Book Page	004315/000104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	705 DUNGENESS, ST SIMONS ISLAND, GA 31522-5461
Document Number	0041020001
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 DUNGENESS ST SIMONS ISLAND GA 315225461, ST SIMONS ISLAND, GA 31522-5461

Mortgage

Document Number	0041020001
Date	Oct 11, 2019
Book Page	004102/000001
Instrument	10816

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Jun 21, 2019
Property Address	705 DUNGENESS, ST SIMONS ISLAND, GA 31522-5461
Document Number	0040500255
Book / Page	004050 / 000255
Instrument Date	Jun 19, 2019
Instrument	6308
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 DUNGENESS ST SIMONS ISLAND GA 315225461, ST SIMONS ISLAND, GA 31522-5461

Mortgage

Document Number	40500256
Date	Jun 21, 2019
Book Page	004050/000256
Instrument	6309

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 705 Dungeness was $9,088, up 3.4% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,088.00 (+3.4%)	$362,400 (+3.4%) Land $72,000 Building $290,400	$906,000 (+3.4%) Land $180,000 Building $726,000
2025	$8,789.00	$350,480 Land $60,000 Building $290,480	$876,200 Land $150,000 Building $726,200
2023		$296,760 (+7.23%) Land $60,000 Building $236,760	$741,900 (+7.23%) Land $150,000 Building $591,900
2022	$6,940.00	$276,760 Land $40,000 Building $236,760	$691,900 Land $100,000 Building $591,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Dungeness in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 497 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	619 units insured incl. 122 condo units
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 16 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Dungeness is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.3% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

705 Dungeness, Saint Simons Island, GA 31522 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Dungeness

Nearby Streets

Search Property Records by Address or Parcel Number