705 de Anza Ct, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 705 de Anza Ct, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,480 sqft · built 2006
Lot Size	0.415 acres (18,089 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2014)
Tax Bill	$10,147 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-044-021`

Property Details

APN / Parcel Number

Primary APN	`049-044-021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	18,089 sqft (0.415 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	705 DE ANZA CT
City	ATASCADERO
State	CA
Zip	93422-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFX
Legal Description	CY ATAS TR 2498 LT 21
Legal Subdivision	TRACT 2498
Legal Tract	2498
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1006
Census Tract	12505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 DE ANZA CT, ATASCADERO, CA 93422-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Feb 23, 2022	Deed of Trust, Mortgage · Construction Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	201425311
Last Transfer Date	Mar 29, 2020
Transfer Doc	0000016449
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	705 DE ANZA CT, ATASCADERO, CA 93422-8504
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 DE ANZA CT, ATASCADERO, CA 93422-8504

Mortgage

Document Number	0000011109
Date	Apr 24, 2023
Instrument	2023011109

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	705 DE ANZA CT, ATASCADERO, CA 93422-8504
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705F DE ANZA CT, ATASCADERO, CA 93422-8504

Mortgage

Document Number	0000008145
Date	Feb 23, 2022
Instrument	2022008145

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 3, 2020
Property Address	705 DE ANZA CT, ATASCADERO, CA 93422-8504
Document Number	0000016449
Map Reference	MB 23 PG 87-92
Instrument Date	Mar 29, 2020
Instrument	2020016449
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 DE ANZA CT, ATASCADERO, CA 93422-8504

Mortgage

Document Number	0000016450
Date	Apr 3, 2020
Instrument	2020016450

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,749 (+2%) Land $218,810 Building $475,939
2025	$10,147.00 (+27.06%) Homeowner's exemption	$681,127 (+28.46%) Land $214,520 Building $466,607
2023	$7,986.00 (+3.06%) Homeowner's exemption	$530,209 Land $206,191 Building $324,018
2022	$7,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Verizon.

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