Sumner County property record for 705 Davis Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,653 sqft · built 1969 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jul 2018) |
| Tax Bill | $1,669 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Jan 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P B 00800 |
| Primary APN | 083126P B 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,653 sqft Living Area |
| Gross Area | 4,297 sqft |
| 1st Floor Area | 2,653 sqft |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 203 ft deep x 103 ft wide |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Driveway | Driveway |
| Driveway Area | 2,864 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 345 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 DAVIS DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0005 PAGE: 0010 BLOCK: LOT: 0007 SUBD: PAYNE EST. |
| Legal Subdivision | PAYNE EST. |
| Legal Lot Number | 7 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20903 |
705 Davis Dr is owned and occupied by an individual who bought it in July 2018.
Source: Sumner County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 DAVIS DR, GALLATIN, TN 37066-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage RELIANT BANK |
| Jan 17, 2020 | Loan Modification, Mortgage · Conventional Mortgage WILSON BK&TR |
| Oct 7, 2019 | Deed of Trust, Mortgage · Line of Credit WILSON BK&TR |
| Jul 10, 2018 | Warranty Deed, Construction Loan · Construction Mortgage WILSON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on File |
| Deed Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 20181238124 |
| Deed Book / Page | 4774 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 705 DAVIS DR, GALLATIN, TN 37066-3409 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048750328 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 4875/328 |
| Instrument | 1256116 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 705 DAVIS DR, GALLATIN, TN 37066-3409 |
| Document Number | 0051290665 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 DAVIS DR GALLATIN TN 370663409, GALLATIN, TN 37066-3409 |
| Document Number | 0051290665 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 005129/000665 |
| Instrument | 1298379 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 705 DAVIS DR, GALLATIN, TN 37066-3409 |
| Document Number | 0050570224 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 705 DAVIS DR #OR GALLATIN TN 370663409, OR, GALLATIN, TN 37066-3409 |
| Document Number | 0050570224 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 005057/000224 |
| Instrument | 1287086 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 10, 2018 |
| Property Address | 705 DAVIS DR, GALLATIN, TN 37066-3409 |
| Document Number | 0047740179 |
| Book / Page | 004774 / 000179 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 1238124 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 30, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,017.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 DAVIS DR GALLATIN TN 370663409, GALLATIN, TN 37066-3409 |
| Document Number | 47740181 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 004774/000181 |
| Instrument | 1238125 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 9, 2019 |
The 2025 property tax bill for 705 Davis Dr was $1,669.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,669.00 | $117,475 Land $25,000 Building $92,475 | |
| 2024 | $469,900 Land $100,000 Building $369,900 | ||
| 2023 | $2,111.00 (-0.33%) | $69,175 (-) Land $25,000 Building $44,175 | |
| 2022 | $2,118.00 | $69,175 Land $25,000 Building $44,175 | |
| 2021 | $276,700 Land $100,000 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 705 Davis Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Davis Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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