705 Cypress Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 705 Cypress Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,042 sqft · built 1949
Lot Size	0.114 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Aug 2021)
Tax Bill	$792 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-7064-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7064-5`
Alternative APN	`06-1S-22-2100-0007-0050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,042 sqft Heated Area
Gross Area	1,282 sqft
1st Floor Area	720 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,001 sqft (0.114 acres)
Lot Width	50 ft Width
Porch	Finished/Screened Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	705 CYPRESS DR
City	NICEVILLE
State	FL
Zip	32578-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL S/D NICEVILLE LOT 5 BLK 7
Legal Range	22
Legal Township	01S
Legal Section	06
Legal Subdivision	POWELL S/D
Legal Block	7
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1037
Census Tract	21101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	705 CYPRESS DR, NICEVILLE, FL 32578-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Closed-End Mortgage PEOPLES NATIONAL BANK
Jun 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	0035682730
Deed Book / Page	3568 / 2730
Last Transfer Date	Apr 15, 2025
Transfer Doc	0003748215
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 20, 2021
Property Address	705 CYPRESS DR, NICEVILLE, FL 32578-2044
Document Number	0035682730
Book / Page	3568 / 2730
Map Reference	MB 1 PG 96
Instrument Date	Aug 10, 2021
Instrument	3482169
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 CHESHIRE CT, 124, GOODLETTSVILLE, TN 37072-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CYPRESS DR, NICEVILLE, FL 32578-2044

Mortgage

Document Number	35682731
Date	Aug 20, 2021
Instrument	3568/2731

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Oct 18, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 21, 2017
Property Address	705 CYPRESS DR, NICEVILLE, FL 32578-2044
Document Number	0033044661
Book / Page	003304 / 004661
Instrument Date	Jun 16, 2017
Instrument	3142459
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 CYPRESS DR NICEVILLE FL 325782044, NICEVILLE, FL 32578-2044

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 (+12.02%) Homeowner's exemption	$98,380 (+5.99%)	$111,687 (+5.35%) Land $37,386 Building $74,301
2023	$707.00 (+6.16%) Homeowner's exemption	$92,822 (+3%)	$106,013 (+5.87%) Land $31,556 Building $74,457
2022	$666.00 Homeowner's exemption	$90,118	$100,136 Land $30,054 Building $70,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Spectrum.

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