705 Cypress Dr, Memphis, TN 38112 Property Records

Shelby County property record for 705 Cypress Dr, Memphis, TN 38112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,391 sqft · built 1927
Lot Size	0.315 acres (13,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2022)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6095-0-0004`

Property Details

APN / Parcel Number

Primary APN	`03-6095-0-0004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,737 sqft (0.315 acres)
Lot Dimensions	183 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Patio Area	98 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	705 CYPRESS DR
City	MEMPHIS
State	TN
Zip	38112-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WS CYPRESS DR
Legal Subdivision	WN WHITE RE
Legal Lot Number	PT2
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1010
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hein Park Historic District listed 1988 · 278 contributing resources · NRIS 88002613

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 CYPRESS DR, MEMPHIS, TN 38112-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Jun 6, 2011 · Amount on Record
Deed Document Number	202223508
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 1, 2022
Property Address	705 CYPRESS DR, MEMPHIS, TN 38112-1709
Document Number	0022023508
Map Reference	MB 8 PG 231
Instrument Date	Feb 25, 2022
Instrument	22023508
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CYPRESS DR, MEMPHIS, TN 38112-1709

Mortgage

Document Number	0022023509
Date	Mar 1, 2022
Instrument	22023509

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (-41.69%)	$92,750 (+32.08%) Land $21,375 Building $71,375	$371,000 (+32.08%) Land $85,500 Building $285,500
2023		$70,225 Land $17,300 Building $52,925
2022	$4,277.00
2021			$280,900 Land $69,200 Building $211,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20