705 Custer St, Saint Paul, NE 68873 Property Records

Howard County property record for 705 Custer St, Saint Paul, NE 68873

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,184 sqft · built 2018
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2020)
Tax Bill	$968 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2917-00-0-11001-106-0446`

Property Details

APN / Parcel Number

Primary APN	`2917-00-0-11001-106-0446`
Alternative APN	`470996281`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Mixed
Garage Area	896 sqft
Driveway	Concrete Driveway
Driveway Area	90 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 CUSTER ST
City	SAINT PAUL
State	NE
Zip	68873-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 1 & 2 BLOCK 106 OT ST PAUL
Legal Subdivision	TOWNSITE OF ST PAUL
Legal Block	106
Legal Lot Number	1,2
Jurisdiction	HOWARD NE
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2099
Census Tract	970600

Owner

Source: Howard County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 CUSTER ST, SAINT PAUL, NE 68873-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Oct 23, 2020	Joint Tenancy Deed, Transfer
Jun 28, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20201389
Deed Book / Page	20 / 6123
Prior Transfer Date	Mar 1, 2008
Prior Transfer Doc	00008/1315
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	705 CUSTER ST, SAINT PAUL, NE 68873-2436
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00020/5101
Date	Aug 28, 2020
Book Page	20/5101
Instrument	2020-01168

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	705 CUSTER ST, SAINT PAUL, NE 68873-2436
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00021/3393
Date	May 28, 2021
Book Page	21/3393
Instrument	2021-00788

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	HOWARD NE
Recording Date	Oct 23, 2020
Property Address	705 CUSTER ST, SAINT PAUL, NE 68873-2436
Document Number	00020/6123
Book / Page	20 / 6123
Instrument Date	Oct 21, 2020
Instrument	2020-01389
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 28, 2019
Property Address	705 CUSTER ST, SAINT PAUL, NE 68873-2436
Document Number	00019/2506
Book / Page	19 / 2506
Instrument Date	Jun 3, 2019
Instrument	2019-00671
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00019/2507
Date	Jun 28, 2019
Book Page	19/2507
Instrument	2019-00672

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Municipality	St. Paul City
Unified School District	St. Paul Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00 (-78.97%) Homeowner's exemption	$318,911 (+22.92%) Land $36,136 Building $282,775	$318,911 (+22.92%) Land $36,136 Building $282,775
2023	$4,603.00	$259,454 Land $36,136 Building $223,318	$259,454 Land $36,136 Building $223,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST PAUL serves 2,416 people · EPA ID NE3109306
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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