Berkeley County property record for 705 Cunningham St, Daniel Island, SC 29492
| Property Type | Single Family Home |
|---|---|
| Details | 3,216 sqft · built 2004 |
| Lot Size | 0.152 acres (6,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $631,855 (Mar 2004) |
| Tax Bill | $5,143 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Apr 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 271-11-01-030 |
| Primary APN | 271-11-01-030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,216 sqft Finished Area |
| Gross Area | 4,002 sqft |
| 1st Floor Area | 3,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 6,656 sqft (0.152 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 346 sqft |
| Street Address | 705 CUNNINGHAM ST |
|---|---|
| City | DANIEL ISLAND |
| State | SC |
| Zip | 29492-8027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CHARLESTON |
| Legal Description | ASSESSMENT DISTRICT: 771DANIEL ISLAND PARKPARCEL C |
| Legal Subdivision | DANIEL ISLAND PARK |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20406 |
Source: Berkeley County records · APN 271-11-01-030
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 CUNNINGHAM ST, DANIEL ISLAND, SC 29492-8027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 06, 2022 | Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK |
| Apr 06, 2022 | Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2004 · Amount on Record |
| Deed Sale | Mar 17, 2004 · Amount on Record |
| Prior Sale | Jun 27, 2003 · Amount on Record |
| Deed Document Number | 20047293 |
| Deed Book / Page | 3887 / 220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 705 CUNNINGHAM ST, DANIEL ISLAND, SC 29492-8027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 705 CUNNINGHAM ST, DANIEL ISLAND, SC 29492-8027 |
| Document Number | 04206/0376 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 4206/376 |
| Instrument | 2022014079 |
| Name | BEACON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 06, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 705 CUNNINGHAM ST, DANIEL ISLAND, SC 29492-8027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 705 CUNNINGHAM ST, DANIEL ISLAND, SC 29492-8027 |
| Document Number | 04206/0190 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 4206/190 |
| Instrument | 2022014055 |
| Name | BEACON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 06, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Charleston City |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $792,045 (+2,399.98%) Land $245,546 Building $546,499 | $1,370,900 (-) Land $425,000 Building $945,900 | |
| 2025 | $5,143.00 (-0.31%) | $31,682 (-) Land $9,822 Building $21,860 | $1,370,900 (-) Land $425,000 Building $945,900 |
| 2024 | $5,159.00 (+9.07%) Homeowner's exemption | $31,682 (+15%) Land $9,822 Building $21,860 | $1,370,900 (+60.77%) Land $425,000 Building $945,900 |
| 2022 | $4,730.00 Homeowner's exemption | $27,549 Land $8,077 Building $19,472 | $852,700 Land $250,000 Building $602,700 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 591 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 657 units insured incl. 66 condo units |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telephone Company, Inc. (SC) Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures