Chesapeake City property record for 705 Creekside Cres, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,148 sqft · built 1991 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jan 2026) |
| Tax Bill | $2,415 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2009 Mortgage + 4 more |
| APN | 0367006000780 |
| Primary APN | 0367006000780 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Upper Floors Area | 560 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,180 sqft (0.073 acres) |
| Lot Dimensions | 142 ft deep x 20 ft wide |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 CREEKSIDE CRES |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9257 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 78 RIVER WALK SEC M-3 PH2 |
| Legal Subdivision | RIVER WALK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20907 |
705 Creekside Cres, a townhouse, is owned and occupied by two individuals who bought it in January 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE |
| Jul 1, 2009 | Deed of Trust, Mortgage · Conventional Mortgage CHARTWAY FEDERAL CREDIT U |
| Sep 14, 2007 | Deed of Trust, Mortgage CHARTWAY FEDERAL CREDIT U |
| Mar 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 16, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 20261307 |
| Deed Book / Page | 10936 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 3, 2026 |
| Property Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Document Number | 0000020023 |
| Book / Page | 11008 / 506 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202620023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1357 HALSTEAD AVE, NORFOLK, VA 23502-2001 |
| Document Number | 0000020023, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 11008/506 |
| Instrument | 202620023 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007860/147 |
|---|---|
| Date | Jul 1, 2009 |
| Book Page | 7860/147 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007214/500 |
|---|---|
| Date | Sep 14, 2007 |
| Book Page | 7214/500 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007738/166 |
|---|---|
| Date | Mar 11, 2009 |
| Book Page | 7738/166 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 16, 2026 |
| Property Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Document Number | 010936/130 |
| Book / Page | 10936 / 130 |
| Map Reference | MB 103 PG 28 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 260001307 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Document Number | 0260001308 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 260001308 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 10, 2017 |
| Property Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Document Number | 9785/1080 |
| Book / Page | 9785 / 1080 |
| Instrument Date | May 3, 2017 |
| Instrument | 170012525 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 CREEKSIDE CRES, CHESAPEAKE, VA 23320-9257 |
| Investor | Possibly a Property Investor |
| Document Number | 170012526 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 170012526 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 705 Creekside Cres was $2,415.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,100 (+3.35%) Land $115,000 Building $132,100 | $247,100 (+3.35%) Land $115,000 Building $132,100 | |
| 2025 | $2,415.00 | $239,100 Land $105,000 Building $134,100 | $239,100 Land $105,000 Building $134,100 |
| 2023 | $209,800 (+13.34%) Land $90,000 Building $119,800 | $209,800 (+13.34%) Land $90,000 Building $119,800 | |
| 2022 | $185,100 Land $80,000 Building $105,100 | $185,100 Land $80,000 Building $105,100 | |
| 2019 | $1,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 705 Creekside Cres; there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 113 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 333 units insured incl. 220 condo units |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Creekside Cres is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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