705 Craig St, Cherryville, NC 28021 Property Records

Gaston County property record for 705 Craig St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 1968
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Nov 2009)
Tax Bill	$2,195 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06007 06003`

Property Details

APN / Parcel Number

Primary APN	`06007 06003`
Alternative APNs	`1566554` `130140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,439 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 CRAIG ST
City	CHERRYVILLE
State	NC
Zip	28021-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	H C HARRELSON PARK BLK D L 6-10 06 007 060 03 000
Legal Subdivision	H C HARRELSON PARK
Legal Block	D
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2013
Census Tract	30602

Owner

705 Craig St is owned and occupied by two individuals who bought it in November 2009.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 CRAIG ST, CHERRYVILLE, NC 28021-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 9, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2009 · Amount on File
Deed Sale	Nov 25, 2009 · Amount on File
Prior Sale	Sep 13, 2005 · Amount on File
Deed Book / Page	4493 / 1621
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Jun 11, 2026
Property Address	705 CRAIG ST, CHERRYVILLE, NC 28021-2332
Document Number	5647000150
Book / Page	5647 / 150
Instrument Date	Jun 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CRAIG ST, CHERRYVILLE, NC 28021-2332

Mortgage

Document Number	5647000150,
Date	Jun 11, 2026
Book Page	5647/150

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	705 CRAIG ST, CHERRYVILLE, NC 28021-2332
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053862388
Date	Jan 9, 2023
Book Page	5386/2388

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 705 Craig St was $2,195.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,195.00	$203,480 (-) Land $14,000 Building $189,480
2025	$2,195.00	$203,480 Land $14,000 Building $189,480
2023	$2,217.00	$203,480 Land $14,000 Building $189,480
2021			$121,510 Land $9,000 Building $112,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Craig St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Craig St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Craig St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures