705 Cortez St, Denison, TX 75020 Property Records

Grayson County property record for 705 Cortez St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,801 sqft · built 1973
Lot Size	0.463 acres (20,181 sqft)
Owner	Individual Name on Record
Last Sale	$235,800 (Jun 2022)
Tax Bill	$2,420 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D020 3232059`

Property Details

APN / Parcel Number

Primary APN	`D020 3232059`
Alternative APN	`144392`

Interior

Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Lot Area	20,181 sqft (0.463 acres)
Lot Dimensions	229 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	705 CORTEZ ST
City	DENISON
State	TX
Zip	75020-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS S/D SEC 2, BLOCK 3, LOT 8, ACRES .4633, UNDIVIDED INTEREST 50.0000000000%
Legal Subdivision	WESTERN HILLS S/D SEC 2
Legal Block	3
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1025
Census Tract	800

Owner

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 705 CORTEZ STREET ST
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Mar 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2022	Special Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Jul 2, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	202218776
Prior Transfer Date	Mar 7, 2022
Prior Transfer Doc	0000007521
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jun 1, 2022
Property Address	705 CORTEZ ST, DENISON, TX 75020-3817
Document Number	0000018776
Map Reference	VOL 3 PG 26
Instrument Date	May 25, 2022
Instrument	2022-18776
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 CORTEZ ST, DENISON, TX 75020-3817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CORTEZ ST, DENISON, TX 75020-3817

Mortgage

Document Number	0000018777
Date	Jun 1, 2022
Instrument	2022-18777

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 7, 2022
Property Address	705 CORTEZ ST, DENISON, TX 75020-3817
Document Number	0000007521
Map Reference	VOL 3 PG 26
Instrument Date	Mar 7, 2022
Instrument	2022-7521
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 CORTEZ ST, DENISON, TX 75020-3817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CORTEZ ST, DENISON, TX 75020-3817

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 1, 2022
Property Address	705 CORTEZ ST, DENISON, TX 75020-3817
Document Number	0000018775
Map Reference	VOL 3 PG 26
Instrument Date	Mar 7, 2022
Instrument	2022-18775
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 CORTEZ ST, DENISON, TX 75020-3817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CORTEZ ST, DENISON, TX 75020-3817

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 2, 2019
Property Address	705 CORTEZ ST, DENISON, TX 75020-3817
Document Number	0000015623
Instrument Date	Jul 1, 2019
Instrument	15623
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CORTEZ ST DENISON TX 750203817, DENISON, TX 75020-3817

Mortgage

Document Number	15624
Date	Jul 2, 2019
Instrument	15624

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,994 (+2.36%) Land $35,215 Building $98,779	$133,994 (+2.36%) Land $35,215 Building $98,779
2024	$2,420.00
2023		$130,908 Land $29,968 Building $100,940	$130,908 Land $29,968 Building $100,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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