705 Cobblestone Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 705 Cobblestone Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage2,115 sqft Heated Area
Lot Size4,003 sqft (0.091 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2017)
Tax Bill$3,203.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF03-0340

Interior

Full Baths3 Baths
Building Area2,115 sqft Heated Area
Gross Area2,979 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,003 sqft (0.091 acres)
Driveway1 Driveway
Driveway Area448 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address705 COBBLESTONE DR
CityORMOND BEACH
StateFL
Zip32174-1007
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SEC 2A-F UNIT 3 MB 34 PG 44 LOT 34 OR 1642/211 OR 2221/566
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number34
Legal Unit3
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3011
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF03-0340

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address705 COBBLESTONE DR, ORMOND BEACH, FL 32174-1007
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA FSB
Aug 01, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2017 · Amount on Record
Deed SaleAug 01, 2017 · Amount on Record
Prior SaleFeb 04, 2008 · Amount on Record
Deed Doc Number2017026736
Deed Book / Page2221 / 0566
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address705 COBBLESTONE DR, ORMOND BEACH, FL 32174-1007
Transaction TypeMortgage
Record UpdatedJun 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025651821
DateMay 25, 2021
Book Page2565/1821
Instrument2021028607
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78255
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 01, 2017
Property Address705 COBBLESTONE DR, ORMOND BEACH, FL 32174-1007
Document Number0022210566
Book / Page002221 / 000566
Instrument DateJul 28, 2017
Instrument26736
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address705 COBBLESTONE DR ORMOND BEACH FL 321741007, ORMOND BEACH, FL 32174-1007

Mortgage

Document Number22210567
DateAug 01, 2017
Book Page002221/000567
Instrument26737
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term180 Months
DueJul 31, 2032

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,203.00 (-31.27%) Homeowner's exemption$268,386 (+7.55%)$358,453 (+8.56%) Land $65,500 Building $292,953
2023$4,660.00 (+6.05%) Homeowner's exemption$249,538 (+3%)$330,202 (+2.55%) Land $65,500 Building $264,702
2022$4,394.00 Homeowner's exemption$242,270$321,992 Land $65,500 Building $256,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 901 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cobblestone Dr

Nearby Streets

Search Property Records by Address or Parcel Number