705 Clover Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 705 Clover Ln, O Fallon, MO 63366 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1969
Square Footage	1,687 sqft Living Area
Lot Size	8,968 sqft (0.206 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2020)
Tax Bill	$2,342.00 (2024)

Owner

Source: St. Charles County records · APN 231150A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 CLOVER LN, O FALLON, MO 63366-1819
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Doc Number	202088362
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0065081696
Record Refreshed	Jun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 13, 2020
Property Address	705 CLOVER LN, O FALLON, MO 63366-1819
Document Number	0000088362
Instrument Date	Nov 09, 2020
Instrument	88362
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	705 CLOVER LN O FALLON MO 633661819, O FALLON, MO 63366-1819

Mortgage

Document Number	88363
Date	Nov 13, 2020
Instrument	88363

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+9.95%)	$39,851 (+13.38%)	$209,743 (+13.38%) Building $209,743
2024	$2,342.00
2023		$35,149
2022			$184,994 Land $40,000 Building $144,994

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`231150A000`
Alternative APN	`2-051C-4520-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,687 sqft Living Area
Gross Area	2,488 sqft Gross Area
1st Floor	912 sqft 1st Floor
Basement Area	912 sqft Basement
Finished Basement	775 sqft Finished
Unfinished Basement	137 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,968 sqft (0.206 acres)
Depth X Width	118 ft x 76 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	664 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	462 sqft Patio
Porch	Open Porch
Porch Area	152 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	231150A000
Street Address	705 CLOVER LN
City	O FALLON
State	MO
Zip	63366-1819
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOREST PK ADDN #3 LOT 38
Legal Subdivision	FOREST PK ADDN #3
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Minor Civil Division	O'FALLON
Census Blockgroup	4
Census Block	4011
Census Tract	311602