705 Clark St, Willard, OH 44890 Property Records

Huron County property record for 705 Clark St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2026)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-0270-03-025-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0270-03-025-0000`
Alternative APN	`491968`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	364 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	491968
Street Address	705 CLARK ST
City	WILLARD
State	OH
Zip	44890-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1493
Legal Subdivision	CHARLES C HOFFMANS SUBDIVISION
Legal Lot Number	1493
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	1
Census Block	1017
Census Tract	916300

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 CLARK ST, WILLARD, OH 44890-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
May 12, 2022	Transfer on Death Deed, Transfer
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage RICHLAND BANK
Feb 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	20263927
Prior Transfer Date	Aug 29, 2024
Prior Transfer Doc	0000004201
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jul 17, 2026
Property Address	705 CLARK ST, WILLARD, OH 44890-1228
Document Number	0000003927
Instrument Date	Jul 16, 2026
Instrument	20263927
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	705 CLARK ST, WILLARD, OH 44890-1228

Mortgage

Document Number	0000003928,
Date	Jul 17, 2026
Instrument	202607173928

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	705 CLARK ST, WILLARD, OH 44890-1228
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000154
Date	Jan 6, 2022
Instrument	202201060000154

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HURON OH
Recording Date	May 12, 2022
Property Address	705 CLARK ST, WILLARD, OH 44890-1228
Document Number	0000003101
Instrument Date	May 2, 2022
Instrument	202205120003101
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 CLARK ST, WILLARD, OH 44890-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 S COUNTY ROAD 232, FREMONT, OH 43420-9171

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Apr 28, 2017
Property Address	705 CLARK ST, WILLARD, OH 44890-1228
Document Number	0000002466
Instrument Date	Apr 27, 2017
Instrument	201704280002466
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE MA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002467
Date	Apr 28, 2017
Instrument	201704280002467

Lender

Name	RICHLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HURON OH
Recording Date	Feb 27, 2017
Property Address	705 CLARK ST, WILLARD, OH 44890-1228
Document Number	0000001134
Instrument Date	Feb 27, 2017
Instrument	1134
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CLARK ST WILLARD OH 448901228, WILLARD, OH 44890-1228

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (+42.32%)	$30,750 (-) Land $4,810 Building $25,940	$87,870 (-) Land $13,750 Building $74,120
2024	$723.00 (+11.92%)	$30,750 (+16.48%) Land $4,810 Building $25,940	$87,870 (+16.49%) Land $13,750 Building $74,120
2023	$646.00 (-3.73%)	$26,400 (-) Land $3,500 Building $22,900
2022	$671.00	$26,400 Land $3,500 Building $22,900
2021			$75,430 Land $10,000 Building $65,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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