Mitchell County property record for 705 Chestnut St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,254 sqft · built 1900 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Aug 2017) |
| Tax Bill | $4,126 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1025110006 |
| Primary APN | 1025110006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| 1st Floor Area | 722 sqft |
| Basement Area | 1,436 sqft |
| Finished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 944 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 1,030 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 705 CHESTNUT ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 8 BLK 205 |
| Legal Block | 205 |
| Legal Lot Number | 7,8 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 560300 |
705 Chestnut St is owned and occupied by two individuals who bought it in August 2017.
Source: Mitchell County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 CHESTNUT ST, OSAGE, IA 50461-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Aug 10, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on File |
| Deed Sale | Aug 10, 2017 · Amount on File |
| Deed Document Number | 20171396 |
| Deed Book / Page | 2017 / 1396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 705 CHESTNUT ST, OSAGE, IA 50461-1433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021/273 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 2021/273 |
| Instrument | 2021 273 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Aug 10, 2017 |
| Property Address | 705 CHESTNUT ST, OSAGE, IA 50461-1433 |
| Document Number | 2017/1396 |
| Book / Page | 2017 / 1396 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017 1396 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 CHESTNUT ST, OSAGE, IA 50461-1433 |
| Document Number | 2017/1397 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 2017/1397 |
| Instrument | 20171397 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 705 Chestnut St was $4,126 with a homeowner's exemption, up 2.8% from the year before.
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,126.00 (+2.84%) Homeowner's exemption | $271,340 Land $19,640 Building $251,700 | $271,340 Land $19,640 Building $251,700 |
| 2024 | $4,012.00 | ||
| 2023 | $251,560 (+20.98%) Land $19,640 Building $231,920 | $251,560 Land $19,640 Building $231,920 | |
| 2022 | $3,760.00 Homeowner's exemption | $207,930 Land $19,640 Building $188,290 | |
| 2021 | $207,930 Land $19,640 Building $188,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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