705 Chester Dr, Normal, IL 61761 Property Records

McLean County property record for 705 Chester Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2007 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-105-008`

Property Details

APN / Parcel Number

Primary APN	`14-35-105-008`

Exterior

Patio Area	120 sqft

Location & Zoning

Street Address	705 CHESTER DR
City	NORMAL
State	IL
Zip	61761-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKWOOD EAST SUB LOT 29
Legal Subdivision	BROOKWOOD EAST SUB
Legal Lot Number	29
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2013
Census Tract	502

Owner

Source: McLean County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 CHESTER DR, NORMAL, IL 61761-4012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Jan 18, 2022	Intrafamily Transfer, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 21, 2017	Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC
Jul 28, 2015	Warranty Deed, Transfer · Second Mortgage (Down Payment) MIDWEST HERITAGE BANK FSB
Aug 24, 2006	Trustee's Deed, Foreclosure · Conventional Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022
Deed Sale	Jan 18, 2022
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2022919
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0000000919
Record Updated	Sep 20, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	705 CHESTER DR, NORMAL, IL 61761-4012
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700002868
Date	Jan 31, 2007
Instrument	2007-00002868

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 18, 2022
Property Address	705 CHESTER DR, NORMAL, IL 61761-4012
Document Number	202200000919
Instrument Date	Dec 28, 2021
Instrument	2022-00000919
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CHESTER DR, NORMAL, IL 61761-4012

Mortgage

Document Number	202200000920
Date	Jan 18, 2022
Instrument	2022-00000920

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 21, 2017
Property Address	705 CHESTER DR, NORMAL, IL 61761-4012
Document Number	201700017195
Instrument Date	Jul 17, 2017
Instrument	2017-00017195
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 CHESTER DR, NORMAL, IL 61761-4012

Mortgage

Document Number	201700017196
Date	Sep 21, 2017
Instrument	2017-00017196

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 28, 2015
Property Address	705 CHESTER DR, NORMAL, IL 61761-4012
Document Number	201500013510
Instrument Date	Jul 16, 2015
Instrument	2015-00013510
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 CHESTER DR, NORMAL, IL 61761-4012

Mortgage

Document Number	201500013511
Date	Jul 28, 2015
Instrument	2015-00013511

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank
Address	CHARITON, IA 50049

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2030

Interest

Rate Type	Fixed Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	2 Years

August 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2006
Property Address	705 CHESTER DR, NORMAL, IL 61761-4012
Document Number	200600023319
Instrument Date	Aug 18, 2006
Instrument	2006-00023319
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CHESTER DR, NORMAL, IL 61761-4012

Mortgage

Document Number	200600023320
Date	Aug 24, 2006
Instrument	2006-00023320

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$78,373 (+21.89%) Land $13,985 Building $64,388	$235,119 (+21.89%) Land $41,955 Building $193,164
2023	$64,300 Land $11,474 Building $52,826	$192,900 Land $34,422 Building $158,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	BLOOMINGTON
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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