705 Chatham Rd, Belton, TX 76513 Property Records

Bell County property record for 705 Chatham Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,430 sqft · built 1999
Lot Size	0.402 acres (17,490 sqft)
Last Sale	$337,500 (Aug 2021)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0403714380`

Property Details

APN / Parcel Number

Primary APN	`0403714380`
Alternative APNs	`567544` `95367`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	1,620 sqft
2nd Floor Area	810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,490 sqft (0.402 acres)
Lot Dimensions	165 ft deep x 106 ft wide
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	349 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	705 CHATHAM RD
City	BELTON
State	TX
Zip	76513-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE PHASE II, BLOCK 002, LOT 0011
Legal Subdivision	NORTHCLIFFE PHASE II
Legal Block	2
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1015
Census Tract	20201

Owner

The current owner of 705 Chatham Rd bought it in August 2021.

Source: Bell County records, as of July 31, 2026

Mailing Address	705 CHATHAM RD, BELTON, TX 76513-6707
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2021	Vendor's Lien, Transfer · VA Mortgage WATERMARK CAPITAL INC
Jan 31, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Nov 13, 2013
Deed Document Number	202148953
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000048953
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	705 CHATHAM RD, BELTON, TX 76513-6707
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CHATHAM RD, BELTON, TX 76513-6707

Mortgage

Document Number	0000067092
Date	Nov 2, 2022
Instrument	2022067092

Lender

Name	PNC BANK NA
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 2, 2021
Property Address	705 CHATHAM RD, BELTON, TX 76513-6707
Document Number	0000048953
Map Reference	CAB A SL 347-D
Instrument Date	Jul 29, 2021
Instrument	2021048953
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CHATHAM RD, BELTON, TX 76513-6707

Mortgage

Document Number	0000048954
Date	Aug 2, 2021
Instrument	2021048954

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	705 CHATHAM RD, BELTON, TX 76513-6707
Document Number	0000004736
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 CHATHAM RD BELTON TX 765136707, BELTON, TX 76513-6707

Mortgage

Document Number	0000004736
Date	Feb 6, 2018
Instrument	4736

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 705 Chatham Rd was $5,649 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00	$479,716 Land $55,000 Building $424,716	$479,716 Land $55,000 Building $424,716
2023	$5,950.00 (-13.35%) Homeowner's exemption	$484,241 Land $52,000 Building $432,241	$484,241 Land $52,000 Building $432,241
2022	$6,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Chatham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Chatham Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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