705 Charles Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 705 Charles Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,236 sqft Living Area
Lot Size6,200 sqft (0.142 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$1,930.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-246-04-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,236 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area6,200 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address705 CHARLES DR
CityOCEANSIDE
StateCA
Zip92057-3626
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 360 TR 006857
Legal SubdivisionMESA MARGARITA
Legal Tract006857
Legal Block1
Legal Lot Number360
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1004
Census Tract18620

Owner

Source: San Diego County records · APN 122-246-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Nov 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2014
Deed SaleDec 02, 2014
Prior SaleMar 07, 1996
Deed Doc Number2014525388
Prior Transfer DateNov 21, 2014
Prior Transfer Doc0000525388
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CHARLES DR, OCEANSIDE, CA 92057-3626

Mortgage

Document Number0000008423
DateJan 11, 2024
Instrument2024-0008423
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueNov 01, 2033

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
Transaction TypeMortgage
Record UpdatedFeb 24, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CHARLES DR, OCEANSIDE, CA 92057-3626

Mortgage

Document Number0000069703
DateFeb 15, 2022
Instrument2022-0069703
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CHARLES DR, OCEANSIDE, CA 92057-3626

Mortgage

Document Number0000482171
DateJul 06, 2021
Instrument2021-0482171
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHRONOS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000542471
DateNov 21, 2017
Instrument2017-0542471
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CHARLES DR, OCEANSIDE, CA 92057-3626

Mortgage

Document Number0000611853
DateOct 09, 2020
Instrument2020-0611853
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 CHARLES DR, OCEANSIDE, CA 92057-3626
Document Number0000404444
Instrument DateAug 02, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CHARLES DR OCEANSIDE CA 920573626, OCEANSIDE, CA 92057-3626

Mortgage

Document Number0000404444
DateSep 17, 2019
Instrument404444
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$178,557 (+2%) Land $86,351 Building $92,206
2025$1,930.00 (+5.35%) Homeowner's exemption$175,057 (+4.04%) Land $84,658 Building $90,399
2023$1,832.00 (+1.66%) Homeowner's exemption$168,262 Land $81,372 Building $86,890
2022$1,802.00

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