705 Center Ct, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 705 Center Ct, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,199 sqft · built 1963
Lot Size	0.169 acres (7,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jun 2018)
Tax Bill	$9,405 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`066-265-011`

Property Details

APN / Parcel Number

Primary APN	`066-265-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	7,360 sqft (0.169 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	705 CENTER CT
City	MORRO BAY
State	CA
Zip	93442-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB TR 114 LT 11
Legal Subdivision	114 MORRO BAY
Legal Tract	114
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2037
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 W 25TH ST, VANCOUVER, WA 98660-2545
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 22, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 22, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	201825691
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2026
Property Address	705 CENTER CT, MORRO BAY, CA 93442-2827
Document Number	0000013564
Instrument Date	Apr 27, 2026
Instrument	202613564
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	705 CENTER CT, MORRO BAY, CA 93442-2827

Mortgage

Document Number	0000013564,
Date	May 1, 2026
Instrument	202613564

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	705 CENTER CT, MORRO BAY, CA 93442-2827
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W 25TH ST, VANCOUVER, WA 98660-2545

Mortgage

Document Number	0000054826
Date	Aug 4, 2021
Instrument	2021054826

Lender

Name	ROCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	705 CENTER CT, MORRO BAY, CA 93442-2827
Document Number	0000015335
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 W 25TH ST VANCOUVER WA 986602545, VANCOUVER, WA 98660-2545

Mortgage

Document Number	0000015335
Date	Mar 30, 2020
Instrument	15335

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2018
Property Address	705 CENTER CT, MORRO BAY, CA 93442-2827
Document Number	0000025691
Instrument Date	May 30, 2018
Instrument	25691
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 W 25TH VANCOUVER WA 98661, VANCOUVER, WA 98661

Mortgage

Document Number	25692
Date	Jun 22, 2018
Instrument	25692

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2018
Property Address	705 CENTER CT, MORRO BAY, CA 93442-2827
Document Number	0000025690
Instrument Date	May 30, 2018
Instrument	25690
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 DESERT CHUKAR DR SPARKS NV 89441, SPARKS, NV 89441

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,405.00 (+1.72%)	$853,367 (+4.04%) Land $568,913 Building $284,454
2024	$9,246.00 (+1.85%)
2023	$9,078.00 (+6.69%)	$820,231 Land $546,822 Building $273,409
2022	$8,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ranch Wifi, T-Mobile, Verizon.

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