705 Cedar St, Washington, MO 63090 Property Records

Franklin County property record for 705 Cedar St, Washington, MO 63090 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,019 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$119,400 (2019)
Tax Bill$1,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-5-22.0-2-099-533.000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,019 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address705 CEDAR ST
CityWASHINGTON
StateMO
Zip63090-2420
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SE NW W CEDAR ST
Legal Range1W
Legal Township44N
Legal Section22
JurisdictionFRANKLIN MO
Minor Civil DivisionWASHINGTON
Census Blockgroup4
Census Block4006
Census Tract800302

Owner

Source: Franklin County records · APN 10-5-22.0-2-099-533.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 CEDAR ST, WASHINGTON, MO 63090-2420
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Jan 22, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GERSHMAN MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2019 · Amount on Record
Deed SaleJan 22, 2019 · Amount on Record
Deed Doc Number2019829
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address705 CEDAR ST, WASHINGTON, MO 63090-2420
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002124000
DateDec 28, 2021
Instrument2124000
Lender
NameGERSHMAN INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJan 22, 2019
Property Address705 CEDAR ST, WASHINGTON, MO 63090-2420
Document Number0000000829
Instrument DateJan 11, 2019
Instrument829
Transaction TypeTransfer
Record UpdatedFeb 07, 2019
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CEDAR ST WASHINGTON MO 630902420, WASHINGTON, MO 63090-2420

Mortgage

Document Number830
DateJan 22, 2019
Instrument830
Lender
NameGERSHMAN MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2049

Mortgage

Document Number831,
DateJan 22, 2019
Instrument831
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityWashington City
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,234.00 (+6.66%)$22,139 (+8.6%)$116,520 (+8.6%) Land $19,250 Building $97,270
2023$1,157.00 (+13.88%)$20,386$107,290 Land $19,250 Building $88,040
2022$1,016.00

Flood & Wildfire

705 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cedar St

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