705 Cedar Springs Dr, Tuttle, OK 73089 Property Records

Grady County property record for 705 Cedar Springs Dr, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,951 sqft · built 2014
Lot Size	8.83 acres (384,635 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Oct 2020)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11525`

Property Details

APN / Parcel Number

Primary APN	`11525`
Alternative APNs	`0000-09N-05W-03-3-003-00` `0000-03-09N-05W-3-003-00` `28593`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,951 sqft Living Area
1st Floor Area	2,949 sqft
Upper Floors Area	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	384,635 sqft (8.83 acres)
Garage Type	Attached
Garage Area	1,144 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,359 sqft
Shed	1 Shed
Storage Building	160 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	28593
Street Address	705 CEDAR SPRINGS DR
City	TUTTLE
State	OK
Zip	73089-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IP
Legal Description	03-09-05W BEG SW/C SE/4 SW/4 TH N 00DEG 08'17" W 1047.09'; TH N 89DEG51'42" E 320.12'; TH S 00DEG 09'48" E 672.20'; TH S 30DEG 49'21" E 1 19.13'; TH S 00DEG 04'04" E 272.63'; TH S 89DEG 53'27" W 380.88' TO POB AND BEG SE/C SW/4 SW/4 TH S 89DEG 43'11"
Legal Range	05W
Legal Township	09N
Legal Section	03
Legal Subdivision	C
Legal Tract	8
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	1
Census Block	1008
Census Tract	904

Owner

705 Cedar Springs Dr is owned and occupied by an individual who bought it in October 2020.

Source: Grady County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	705 CEDAR SPRINGS DR, TUTTLE, OK 73089-7937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Feb 27, 2017	Warranty Deed, Construction Loan · Line of Credit FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202012243
Deed Book / Page	5785 / 378
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000003076
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Feb 25, 2020
Property Address	705 CEDAR SPRINGS DR, TUTTLE, OK 73089-7937
Document Number	0000002598
Book / Page	5706 / 382
Instrument Date	Feb 21, 2020
Instrument	2020-002598
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$827.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 CEDAR SPRINGS DR, TUTTLE, OK 73089-7937

Mortgage

Document Number	0000002599
Date	Feb 25, 2020
Instrument	2020-002599

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

February 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Feb 27, 2017
Property Address	705 CEDAR SPRINGS DR, TUTTLE, OK 73089-7937
Document Number	0000004418
Book / Page	005179 / 000348
Instrument Date	Feb 17, 2017
Instrument	4418
Transaction Type	Construction Loan
Record Updated	Mar 7, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$48.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 321 NEWCASTLE OK 730650321, NEWCASTLE, OK 73065-0321

Mortgage

Document Number	4419
Date	Feb 27, 2017
Book Page	005179/000350
Instrument	4419

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	CHICKASHA, OK 73018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 26, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Cedar Springs Dr was $7,574 with a homeowner's exemption.

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,070 (+3%) Land $13,832 Building $57,238	$646,091 (+3%) Land $125,746 Building $520,345
2025	$7,574.00	$69,000 (+3%) Land $13,185 Building $55,815	$627,272 Land $119,861 Building $507,411
2024	$7,574.00 (+3.81%)	$66,990 (+3%) Land $12,801 Building $54,189
2023	$7,296.00 (+2.86%) Homeowner's exemption	$65,039 (+4.09%) Land $13,321 Building $51,718	$682,919 (+18.52%) Land $140,075 Building $542,844
2022	$7,093.00 Homeowner's exemption	$62,485 Land $14,724 Building $47,761	$576,204 Land $135,775 Building $440,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Cedar Springs Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Cedar Springs Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 45% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRADY CO RWD #6 serves 3,930 people · EPA ID OK3002603
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Pioneer Telephone Cooperative.

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