St. Louis County property record for 705 Cedar Gate Cir, Duluth, MN 55811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,891 sqft · built 1994 |
| Lot Size | 0.489 acres (21,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,960 (Aug 2022) |
| Tax Bill | $9,838 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0802-00040 |
| Primary APN | 010-0802-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,891 sqft Gross Area |
| 1st Floor Area | 1,861 sqft |
| Basement Area | 1,035 sqft |
| Finished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 21,314 sqft (0.489 acres) |
| Garage Area | 352 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 988472 |
|---|---|
| Street Address | 705 CEDAR GATE CIR |
| City | DULUTH |
| State | MN |
| Zip | 55811-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | CRYSTAL TREE C OF DULUTH |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 302 |
Source: St. Louis County records · APN 010-0802-00040
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 CEDAR GATE CIR, DULUTH, MN 55811-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2022 · Amount on Record |
| Deed Sale | Aug 04, 2022 · Amount on Record |
| Prior Sale | May 13, 2015 · Amount on Record |
| Deed Document Number | 20221449007 |
| Prior Transfer Date | Sep 24, 2002 |
| Prior Transfer Doc | 0000736380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 705 CEDAR GATE CIR, DULUTH, MN 55811-4400 |
| Document Number | 00T1025765 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 CEDAR GATE CIR DULUTH MN 558114400, DULUTH, MN 55811-4400 |
| Document Number | 00T1025765 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | T1025765 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 12, 2035 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,838.00 (+9.26%) Homeowner's exemption | ||
| 2025 | $9,004.00 (-9.92%) Homeowner's exemption | $672,200 (+6.89%) Land $55,400 Building $616,800 | $672,200 (+6.89%) Land $55,400 Building $616,800 |
| 2024 | $9,996.00 | $628,900 (+8.32%) Land $44,100 Building $584,800 | $628,900 (+8.32%) Land $44,100 Building $584,800 |
| 2022 | $580,600 Land $42,200 Building $538,400 | $580,600 Land $42,200 Building $538,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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