705 Cedar Dr, Lynden, WA 98264 Property Records

Whatcom County property record for 705 Cedar Dr, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1994
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2018)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552089`

Property Details

APN / Parcel Number

Primary APN	`552089`
Alternative APNs	`400317 103097 0000` `130547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.229 acres)
Garage Type	Attached
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	552089
Street Address	705 CEDAR DR
City	LYNDEN
State	WA
Zip	98264-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	CEDAR ESTATES ADD DIV 1 LOT 1
Legal Range	03
Legal Township	40
Legal Section	17
Legal Subdivision	CEDAR ESTATES ADD
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3011
Census Tract	10302

Owner

705 Cedar Dr is owned and occupied by an individual who bought it in June 2018.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 CEDAR DR, LYNDEN, WA 98264-9123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Jun 8, 2018	Warranty Deed, Transfer · Conventional with PMI GUILD MTG
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Jun 20, 2012 · Amount on File
Deed Document Number	2018-0600864
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	705 CEDAR DR, LYNDEN, WA 98264-9123
Document Number	2191002514
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CEDAR DR LYNDEN WA 982649123, LYNDEN, WA 98264-9123

Mortgage

Document Number	2191002514
Date	Oct 18, 2019
Instrument	1002514

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 8, 2018
Property Address	705 CEDAR DR, LYNDEN, WA 98264-9123
Document Number	2180600864
Instrument Date	May 30, 2018
Instrument	600864
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,591.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GARDEN DR LYNDEN WA 982641083, LYNDEN, WA 98264-1083

Mortgage

Document Number	2180600865
Date	Jun 8, 2018
Instrument	600865

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	705 CEDAR DR, LYNDEN, WA 98264-9123
Document Number	2180303016
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 CEDAR DR LYNDEN WA 982649123, LYNDEN, WA 98264-9123

Mortgage

Document Number	2180303016
Date	Mar 28, 2018
Instrument	303016

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Cedar Dr was $4,325.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00	$571,623 Land $272,825 Building $298,798	$571,623 Land $272,825 Building $298,798
2022		$453,519 Land $144,408 Building $309,111	$453,519 Land $144,408 Building $309,111
2021	$3,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Cedar Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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