705 Cavesson Way, Monroe, NC 28110 Property Records

Union County property record for 705 Cavesson Way, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4,181 sqft · built 2021
Lot Size	0.995 acres (43,342 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Jan 2025)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-027-169`

Property Details

APN / Parcel Number

Primary APN	`06-027-169`

Interior

Building Area	4,181 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	43,342 sqft (0.995 acres)

Location & Zoning

Street Address	705 CAVESSON WAY
City	MONROE
State	NC
Zip	28110-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#28 CAVESSON MAP 1 OPCP682-684
Legal Subdivision	CAVESSON MAP 1
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2000
Census Tract	21020

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 CAVESSON WAY, MONROE, NC 28110-8366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Warranty Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC
Jan 10, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC
Apr 28, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	2025932
Deed Book / Page	9045 / 408
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 14, 2025
Property Address	705 CAVESSON WAY, MONROE, NC 28110-8366
Document Number	0009045408
Book / Page	9045 / 408
Map Reference	CAB P PG 682-684
Instrument Date	Jan 14, 2025
Instrument	932
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 JUDE LN, WAXHAW, NC 28173-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CAVESSON WAY, MONROE, NC 28110-8366
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000933
Date	Jan 14, 2025
Instrument	933

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 10, 2023
Property Address	705 CAVESSON WAY, MONROE, NC 28110-8366
Document Number	0008638204
Book / Page	8638 / 204
Map Reference	CAB P PG 682-684
Instrument Date	Jan 10, 2023
Instrument	666
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CAVESSON WAY, MONROE, NC 28110-8366

Mortgage

Document Number	0000000667
Date	Jan 10, 2023
Instrument	667

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 28, 2021
Property Address	705 CAVESSON WAY, MONROE, NC 28110-8366
Document Number	0008081513
Book / Page	8081 / 513
Map Reference	CAB P PG 682
Instrument Date	Apr 8, 2021
Instrument	20044
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13815 CINNABAR PL, HUNTERSVILLE, NC 28078-5329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+39.54%)	$1,188,300 (+82.84%) Land $224,000 Building $964,300	$1,188,300 (+82.84%) Land $224,000 Building $964,300
2023	$4,148.00	$649,900 Land $127,100 Building $522,800	$649,900 Land $127,100 Building $522,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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