705 Byram St, Reading, PA 19606 Property Records

Berks County property record for 705 Byram St, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,626 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (May 2019)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage Apr 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5327-17-20-2589`

Property Details

APN / Parcel Number

Primary APN	`5327-17-20-2589`
Alternative APNs	`23-5327-17-20-2589` `23088900` `088900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	289 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23088900
Street Address	705 BYRAM ST
City	READING
State	PA
Zip	19606-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	BERKS PA
Township / Civil Division	LOWER ALSACE
Census Block Group	2
Census Block	2020
Census Tract	12300

Owner

705 Byram St is owned and occupied by two individuals who bought it in May 2019.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 BYRAM ST, READING, PA 19606-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Special Warranty Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA
Apr 5, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Document Number	201913949
Record Updated	Oct 29, 2026

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	May 6, 2019
Property Address	705 BYRAM ST, READING, PA 19606-1608
Document Number	0000013949
Instrument Date	Apr 19, 2019
Instrument	2019013949
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S 6TH ST # ST2100, 120, MINNEAPOLIS, MN 55402-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 BYRAM ST, READING, PA 19606-1608

Mortgage

Document Number	0000013950
Date	May 6, 2019
Instrument	2019013950

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Apr 5, 2019
Property Address	705 BYRAM ST, READING, PA 19606-1608
Document Number	0000010295
Instrument Date	Apr 3, 2019
Instrument	10295
Transaction Type	Foreclosure
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9990 RICHMOND AVE #400S HOUSTON TX 770428500, 400S, HOUSTON, TX 77042-8500

Tax Assessment & Valuation

The 2026 property tax bill for 705 Byram St was $2,138 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Alsace Township
Unified School District	Antietam School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00 Homeowner's exemption	$97,500 Land $33,200 Building $64,300	$33,200 Land $33,200
2024	$1,922.00	$97,500 Land $33,200 Building $64,300
1994			$97,500 Land $33,200 Building $64,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Byram St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Byram St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

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