705 Breezy Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 705 Breezy Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 2013
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Oct 2018)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T070300307`

Property Details

APN / Parcel Number

Primary APN	`T070300307`
Alternative APN	`2-0049-A065-00-0773.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,296 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300307
Street Address	705 BREEZY BROOK CT
City	O FALLON
State	MO
Zip	63366-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #1 LOT 773
Legal Subdivision	BROOKSIDE VLG C #1
Legal Lot Number	773
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2019
Census Tract	312095

Owner

705 Breezy Brook Ct is owned and occupied by two individuals who bought it in October 2018.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 13, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 31, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Apr 4, 2014 · Amount on File
Deed Document Number	2018620590
Deed Book / Page	6997 / 643
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0069970643
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 24, 2026
Property Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063
Document Number	0000034887
Instrument Date	Jul 20, 2026
Instrument	202634887
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063

Mortgage

Document Number	0000034887,
Date	Jul 24, 2026
Instrument	202634887

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063

Mortgage

Document Number	0000103545
Date	Dec 27, 2021
Instrument	2021R-103545

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067580481
Date	Jun 13, 2017
Book Page	6758/0481
Instrument	20170613000360010

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073500760
Date	Jul 21, 2020
Book Page	7350/760
Instrument	20200721000511170

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2018
Property Address	705 BREEZY BROOK CT, O FALLON, MO 63366-5063
Document Number	0069970643
Book / Page	006997 / 000643
Instrument Date	Oct 23, 2018
Instrument	620590
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 BREEZY BROOK CT O FALLON MO 633665063, O FALLON, MO 63366-5063

Mortgage

Document Number	69970645
Date	Oct 31, 2018
Book Page	006997/000645
Instrument	620600

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 705 Breezy Brook Ct was $4,404, up 3.3% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,404.00 (+3.33%)	$70,616	$371,665 Land $70,000 Building $301,665
2024	$4,262.00
2023		$66,344
2022			$349,179 Land $50,000 Building $299,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Breezy Brook Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Breezy Brook Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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