705 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 705 Bermuda St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,958 sqft · built 1978
Lot Size	0.204 acres (8,882 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2026)
Tax Bill	$5,590 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194-492-14-00-2`

Property Details

APN / Parcel Number

Primary APN	`194-492-14-00-2`
Alternative APNs	`194-492-14-6` `1944921400` `19449214`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	8,882 sqft (0.204 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	194492146
Street Address	705 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 3701 , BLOCK , LOT 45
Legal Subdivision	25M146-147
Legal Tract	3701
Legal Block	1
Legal Lot Number	45
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	2804

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 BERMUDA ST, BAKERSFIELD, CA 93309-2903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 27, 2022	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	202644021
Prior Transfer Date	Nov 20, 2003
Prior Transfer Doc	0000255056
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 21, 2026
Property Address	705 BERMUDA ST, BAKERSFIELD, CA 93309-2903
Document Number	0000044021
Instrument Date	Mar 19, 2026
Instrument	2026.44021
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BERMUDA ST, BAKERSFIELD, CA 93309-2903

Mortgage

Document Number	0000044022,
Date	Apr 21, 2026
Instrument	2026.44022

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 27, 2022
Property Address	705 BERMUDA ST, BAKERSFIELD, CA 93309-2903
Document Number	0000084657
Map Reference	MB 25 PG 146&147
Instrument Date	May 9, 2022
Instrument	222084657
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 BERMUDA ST, BAKERSFIELD, CA 93309-2903

Mortgage

Document Number	0000084658
Date	May 27, 2022
Instrument	222084658

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,322 (+2%) Land $54,121 Building $357,201
2025	$5,590.00 (+3.25%)	$403,258 (+4.04%) Land $53,060 Building $350,198
2023	$5,414.00 (+64.11%)	$387,600 Land $51,000 Building $336,600
2022	$3,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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