705 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 705 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,928 sqft · built 2013
Lot Size	3 acres (130,724 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jun 2013)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2021 Refinance
APN	`0850000000074`

Property Details

APN / Parcel Number

Primary APN	`0850000000074`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,928 sqft Living Area
1st Floor Area	1,540 sqft
Attic	Attic
Attic Area	547 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,724 sqft (3 acres)
Lot Dimensions	653 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	547 sqft
Porch	Slab
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LOT F SUBD OF POR SIDNEY E CHARLTON ESTATE 3.001AC
Legal Subdivision	WHOLE MAP 085/SIR RALEIGH ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	21200

Owner

Source: Chesapeake City records · APN 0850000000074

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 BENEFIT RD, CHESAPEAKE, VA 23322-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LIMITED
Jul 01, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2013 · Amount on Record
Deed Sale	Jun 24, 2013 · Amount on Record
Deed Book / Page	9119 / 814
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	705 BENEFIT RD, CHESAPEAKE, VA 23322-2320
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10175/1933
Date	Jul 06, 2020
Book Page	10175/1933
Instrument	200021800

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS LIMITED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2040

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	705 BENEFIT RD, CHESAPEAKE, VA 23322-2320
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010401/583
Date	Jul 01, 2021
Book Page	10401/583
Instrument	210030099

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,526.00 (+53.25%)	$745,100 (+18.51%) Land $235,000 Building $510,100	$745,100 (+18.51%) Land $235,000 Building $510,100
2023		$628,700 (+6.76%) Land $185,000 Building $443,700	$628,700 (+6.76%) Land $185,000 Building $443,700
2022		$588,900 Land $165,000 Building $423,900	$588,900 Land $165,000 Building $423,900
2019	$4,911.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Based on FCC filings for 33 locations within half a mile of this property.

Nearby Properties on Benefit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures