705 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 705 Barton St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,975 sqft · built 1999
Lot Size0.469 acres (20,430 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Nov 2003)
Tax Bill$4,775 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN54-160-012-00

Property Details

APN / Parcel Number

Primary APN54-160-012-00
Alternative APN
  • 03-54-160-012-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,975 sqft Living Area
1st Floor Area1,975 sqft
Basement Area1,975 sqft
Unfinished Basement1,975 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialWood
Lot Area20,430 sqft (0.469 acres)
Lot Dimensions252 ft deep x 99.5 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address705 BARTON ST
CityOTSEGO
StateMI
Zip49078-1595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionLOT 12 BARTON PLAT SE 1/4 SEC 23 T1N R12W (98)
Legal Range12W
Legal Township01N
Legal Section23
Legal SubdivisionBARTON PLAT
Legal Lot Number12
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group3
Census Block3002
Census Tract31900

Owner

705 Barton St is owned and occupied by two individuals who bought it in November 2003.

Source: Allegan County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address705 BARTON ST, OTSEGO, MI 49078-1595
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2003 · Amount on File
Deed SaleNov 21, 2003 · Amount on File
Prior SaleNov 21, 2003 · Amount on File
Deed Book / Page2595 / 102
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address705 BARTON ST, OTSEGO, MI 49078-1595
Transaction TypeMortgage
Record UpdatedAug 7, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4481/291
DateJul 7, 2020
Book Page4481/291
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 705 Barton St was $4,775 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,100 Land $17,500 Building $173,600$382,200 Land $35,000 Building $347,200
2025$4,775.00
2023$155,900 Land $10,000 Building $145,900$311,800 Land $20,000 Building $291,800
2022$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Barton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Barton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: 123.NET.

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