705 Barcelona Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 705 Barcelona Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1985
Lot Size0.118 acres (5,164 sqft)
Owner2 Owner Names on File
Last Sale$125,000 (Jul 2001)
Tax Bill$1,834 (2024)
Deeds & MortgagesApr 2020 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN00543810-000000

Property Details

APN / Parcel Number

Primary APN00543810-000000
Alternative APNs
  • 22613900543810000000
  • 1667331

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area900 sqft Living Area
1st Floor Area900 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,164 sqft (0.118 acres)
PorchOpen Porch
Porch Area279 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1667331
Old Parcel Number22613900543810000000
Street Address705 BARCELONA RD
CityKEY LARGO
StateFL
Zip33037-4641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 9 BAHIA MAR EST PB4-79 KEY LARGO OR486-765 OR843-1686 OR911-1165 OR950-1773 OR953-1864 OR1714-938
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionBAHIA MAR ESTATES
Legal Block3
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2005
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 705 Barcelona Rd bought it in July 2001.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Owner Names on File
Mailing Address705 BARCELONA RD, KEY LARGO, FL 33037-4641
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2001 · Amount on File
Deed SaleJul 31, 2001 · Amount on File
Deed Document Number0171400938
Deed Book / Page01714 / 00938
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address705 BARCELONA RD, KEY LARGO, FL 33037-4641
Document Number0030230422
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address705 BARCELONA RD KEY LARGO FL 330374641, KEY LARGO, FL 33037-4641

Mortgage

Document Number0030230422
DateMay 20, 2020
Book Page003023/000422
Instrument2266606
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueMay 19, 2032

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address705 BARCELONA RD, KEY LARGO, FL 33037-4641
Document Number0029530630
Instrument DateFeb 22, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address705 BARCELONA RD KEY LARGO FL 330374641, KEY LARGO, FL 33037-4641

Mortgage

Document Number0029530630
DateMar 12, 2019
Book Page002953/000630
Instrument2210471
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 11, 2034

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,300$500,906 Land $275,600 Building $225,306
2024$1,834.00 (+6.81%)
2023$1,717.00 (+4.38%) Homeowner's exemption$164,455 (+3%)$468,677 (+13.55%) Land $259,700 Building $208,977
2022$1,645.00 Homeowner's exemption$159,666$412,755 Land $201,400 Building $211,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Barcelona Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 245 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims161 (1992–2023)
Claims Outside the SFHA6 of 161
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Irene, Oct 1999 · 31 claims
  • Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Barcelona Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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