Mecklenburg County property record for 705 Baldwin Ave, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,340 sqft · built 1922 |
| Lot Size | 0.115 acres (5,012 sqft) |
| Owner | Individual Name on File |
| Last Sale | $561,500 (Oct 2019) |
| Tax Bill | $6,416 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-243-64 |
| Primary APN | 125-243-64 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Heated Area |
| Gross Area | 1,495 sqft |
| 1st Floor Area | 1,131 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,012 sqft (0.115 acres) |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 125-243-64 |
|---|---|
| Street Address | 705 BALDWIN AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | L3 B9 M230- 47 |
| Legal Subdivision | PROPERTY/J S MYERS SQUARE 09 |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 2600 |
705 Baldwin Ave is owned and occupied by an individual who bought it in October 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 BALDWIN AVE, CHARLOTTE, NC 28204-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on File |
| Deed Sale | Oct 10, 2019 · Amount on File |
| Prior Sale | Apr 12, 2016 · Amount on File |
| Deed Document Number | 0033933725 |
| Deed Book / Page | 33933 / 725 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 705 BALDWIN AVE, CHARLOTTE, NC 28204-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000225959 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 36816/106 |
| Instrument | 2021225959 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 705 BALDWIN AVE, CHARLOTTE, NC 28204-3005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000074284 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 34607/892 |
| Instrument | 2020074284 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 10, 2019 |
| Property Address | 705 BALDWIN AVE, CHARLOTTE, NC 28204-3005 |
| Document Number | 0000136640 |
| Book / Page | 33933 / 725 |
| Map Reference | MB 230 PG 47 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 2019136640 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,123.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7520, FORT MYERS, FL 33919-0520 |
| Name | Verified Name |
|---|
| Document Number | 0000136642 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019136642 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jan 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 705 Baldwin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1978–1997) |
| Most Recent Claim | Jul 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Baldwin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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